On November 20, the Department of Health and Human Services (HHS) issued proposed regulations that address a wide range of Affordable Care Act (ACA) benefit provisions that will be effective for 2017 plan years. Published each fall, these rules will be finalized in the spring for the following year. Here is an overview of some […]
Usually it’s safer to just get health insurance, rather than risking ending up having to pay doctors and hospitals thousands (or hundreds of thousands) of dollars. However, there is a case that is an exception to this rule. You might want to consider differently if you’re generally healthy and have a solid network of providers […]
“The Centers for Medicare & Medicaid Services (CMS) recently announced a special enrollment period (SEP) that will allow eligible consumers to apply for and enroll in coverage. Covered California and Anthem Blue Cross (Anthem) have followed CMS and adopted a similar Special Enrollment Period for enrollment that will run through April 30th, 2015. This SEP applies […]
Covered California is offering a special enrollment period for Californians who did not know or understand there was a tax penalty for being uninsured in 2014 or who learned they may face a tax penalty for 2015. The Special Enrollment Period begins February 23rd and Ends April 30th 2015. Consumers need to attest that they did […]
What is the difference between renewal and open enrollment period in the health insurance market for 2015 ?
Many Californians have received in the last week renewal notices from Covered California and their current health insurance carrier and are confused what the difference between the renewal period and open enrollment period is ? The renewal period is for enrolled health insurance policy holders to make changes to their current health coverage from now through […]
Many people in Los Angeles and all over California have received a renewal letter from Covered California and health insurance carriers and don’t know what all of this means. We are here to help you! Before the start of every new year your Covered California & your individual health insurance plan has to be renewed. Go […]
The Annual Open Enrollment starts October 15th and ends December 7th. In this period Medicare eligible Americans should review their Medicare Advantage and Prescription Plans to see if the plans of 2015 still fits their needs. Please reevaluate if you are taken any new prescription drugs of if possible your existing Medicare Advantage Plan is […]
With the implementation of the Affordable Care Act many Californians will receive subsidies based on their modified adjusted gross income (line item 38 on your 1040 tax form or line 22 of your 1040A form) and the Federal Poverty Level. For the year 2015, Covered California will base the subsidy on the Federal Poverty Level 2014 guidelines. The 2014 […]
Two federal appeals courts have recently issued contradictory rulings on whether individuals enrolling in health plans offered through federal government Marketplaces are eligible for subsidies to help pay for their coverage. These ruling has no impact for California as Covered California is a state run exchange. The D.C. Circuit Court of Appeals ruled that subsidies […]
California employers falsely believed that they could shift health costs to the government by sending their employees to a health insurance exchange (with a tax-free contribution of cash to help pay premiums). However, the Obama administration has objected to this procedure. “Such arrangements do not satisfy the health care law”, the administration stated. Employers may will be subjected to […]
About Barbara SchmalzBarbara's strong sense of organization and hard work has allowed her to be a successful business expert in Los Angeles for 20 years. After handling the insurance matters for a manufacturing company for 5 years, Barbara decided to found Solid Health Insurance Services.
© 2016 Affordable Health Insurance. All Rights Reserved.