Veterans who turn 65 years old do not have to apply for Medicare as they are receiving Veterans Administration (VA) benefits, but there are several reason why applying for Medicare could be advantageous for Veterans. Using both VA benefits and Medicare allows Veterans to see more doctors , especially if their health condition needs varied […]
Covered California Members, Doctors and Agents are frustrated with Health Insurance Industry in California
Many Covered California members, doctors and even agents are frustrated with the treatment of Health Insurance Companies in California. Doctors who were original enrolled in Covered California’s health insurance networks are deciding to dis-enroll as the billing processing is to difficult and time consuming and the fee-structure is to low. Furthermore, Anthem listed nearly 1000 doctors […]
Covered California’s website down since four days – Californians should demand an extension of the enrollment period
While we get blasted with radio advertising that Covered California is open for business and ready to enroll, unfortunately the website has not been working since Wednesday February 18th. (Today is day four of a nonworking website) It would be only fair that Californians get an extension on the enrollment period beyond March 31st. The […]
With the implementation of the state exchange there will be also so called “Navigators” trying to assist consumers to understand the new exchange. In contrast to a licensed insurance agent, who has passed exams and had a complete background check including fingerprinting, Navigators are not asked for such a scrutiny. The law created government-paid helpers […]
With all the media one wonders how the Individual Health Insurance Market look like in Santa Monica in 2014. Starting in 2014, the health insurance market in Santa Monica and the rest of California should be simpler and more affordable for Individuals and Families to purchase health insurance that can’t be denied or canceled due […]
Despite objections from the California Insurance Department, health insurance carrier Blue Shield of California and Aetna Inc. are proceeding with double-digit rate increases that state officials said were unreasonable. The rising cost of hospital and physician services, prescription drugs and diagnostic tests are the reasons why both insurer argue that premium increases are necessary. One […]
Anthem rate increase revised by act of insurance commissioner – there is hope for affordable health insurance in Santa Monica and the rest of California
Anthem will reduce their most recent health insurance premium increase due to active negotiations with the insurance commissioner- there is still hope for affordable health insurance in Santa Monica and the rest of California. Many of you may have seen news coverage about our agreement with the California Department of Insurance (CDI) to reduce our […]
What will be the penalty for not having health insurance in 2014 in Santa Monica and the rest of California ?
Starting in 2014 there will be a penalty for not having health insurance in Santa Monica , California and the rest of the USA. The penalty for 2014 will be with $ 95 annual per person low. But the penalty will increase in 2015 to $ 325 and in 2016 to $ 695 and will […]
How to qualify for federal subsidy in the health insurance exchange in Brentwood and rest of California?
Many Americans may qualify for some type of subsidy in form from tax credit or directly federal payment to pay for health insurance premium in Brentwood and the rest of California in 2014 , if they join the health care exhange. Not only low- income families but also moderate-income families earning up to 400 percent of […]
The most recent numbers on health care spending in the US – will it allow affordable health insurance in Brentwood
The most recent numbers show still only a slight increase of health care spending in the US, which could mean that affordable health insurance in Brentwood is possible. In 2009, health spending increased only 3.8%, an all-time low. The 2010 increase was only slightly higher at 3.9%. This slow growth in 2010 health spending matched […]
About Barbara SchmalzBarbara's strong sense of organization and hard work has allowed her to be a successful business expert in Los Angeles for 20 years. After handling the insurance matters for a manufacturing company for 5 years, Barbara decided to found Solid Health Insurance Services.
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