Welcome to Solid Health Insurance Services!
Our mission is to find affordable health insurance, life insurance and long term care insurance, which best fits your individual, family and small business needs!
Picking Insurance is Difficult
Biography of Barbara Kempen
Have you ever struggled to visit the pharmacy to pick up your prescriptions but you were feeling too sick to get out of bed? Instead of going outside the house and likely getting more sick or even getting others sick, why not order your prescriptions via mail order?...
Blue Shield just announced that it follows Governor Newsom's action to expand COVID-19 coverage to promote the health, safety, and well-being of all Californians. Starting immediately, Blue Shield is waiving all cost-sharing and any prior approval for COVID-19 testing...
As the Open Enrollment Period for health insurance ended on January 31st, we are now in the Special Enrollment Period from February 1st to October 31st, 2020. During this period, you must have a qualifying life event such as recently moved, lost employer-sponsored...
10 Tips to Find Affordable Health Insurance in the Affordable Care Act (aka Obamacare)
TIP # 1 - Shop the insurance market - on and off the State Health Insurance Exchange- Covered California
Tip #2 - Will I qualify for a financial subsidy?
Tip #3 - Will my doctor and hospital be in the network?
Tip #4 - How will the insurance premium vary in California?
TIP # 5 Do not use out-of-network doctors
TIP #6 - Pay for Brand Prescription
TIP #7 - Go into Higher Deductible Plans - or Limited Doctor Visits
TIP #8 - Add Supplemental Insurance
TIP #9 - Always Read the Out-Of-Pocket Maximum
Inside the Networks of an Insurance Carrier’s Health Plan, Platinum Plans have a maximum out-of-pocket limit for an individual of $3,350, for a family of $6,700. Gold plans have an out-of-pocket maximum of $6,000 for an individual, $12,000 for a family while the Silver and Bronze Plans have an out-of-pocket maximum of $7,000 for an individual, $14,000 for a family.
Outside the Networks of an Insurance Carrier’s Health Plan, the out-of pocket maximum can be considerably higher.