Welcome to Solid Health Insurance Services!
Our mission is to find affordable health insurance, life insurance and long term care insurance, which best fits your individual, family and small business needs!
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Latest Blogs
The Pharmacy Benefit Managers (PBMs) Unveiled: Your Guide to Understanding Prescription Drug Costs
Navigating the healthcare system can sometimes feel like solving a puzzle, especially when figuring out who sets the price of your medications. One key part of this puzzle involves Pharmacy Benefit Managers, also known as PBMs. They have a big but often overlooked...
Navigating Uncertainty: Blue Shield vs. Providence Negotiation Standoff
In the ever-evolving healthcare landscape, negotiations between insurance carriers and healthcare systems are critical for ensuring patients have access to the care they need and premiums they can afford. However, recent events have highlighted the challenges and...
Why you should consider Long-Term Care Insurance in 2024?
Although the American population is aging rapidly, Long-Term Care (LTC) insurance is held by only about 1 in 30 Americans and approximately 7% of adults over the age of 50. Studies show that someone turning 65 today has almost a 70% chance of needing some type of...
10 Tips to Find Affordable Health Insurance in the Affordable Care Act (aka Obamacare)
TIP # 1 - Shop the insurance market - on and off the State Health Insurance Exchange- Covered California
Tip #2 - Will I qualify for a financial subsidy?
Tip #3 - Will my doctor and hospital be in the network?
Tip #4 - How will the insurance premium vary in California?
TIP # 5 Do not use out-of-network doctors
TIP #6 - Pay for Brand Prescription
TIP #7 - Go into Higher Deductible Plans - or Limited Doctor Visits
TIP #8 - Add Supplemental Insurance
TIP #9 - Always Read the Out-Of-Pocket Maximum
Inside the Networks of an Insurance Carrier’s Health Plan, Platinum Plans have a maximum out-of-pocket limit for an individual of $3,350, for a family of $6,700. Gold plans have an out-of-pocket maximum of $6,000 for an individual, $12,000 for a family while the Silver and Bronze Plans have an out-of-pocket maximum of $7,000 for an individual, $14,000 for a family.
Outside the Networks of an Insurance Carrier’s Health Plan, the out-of pocket maximum can be considerably higher.
Tip #10 - Contact Solid Health Insurance Service - Your Insurance Agent
Call 310-909-6135 for Free Quote
We look forward to building a solid relationship with you.
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