Health Insurance after Marriage by Barbara Kempen | Jun 6, 2022 | Affordable Health InsuranceWedding season is in full bloom from early spring to fall. Planning your wedding and a future together is a time full of excitement, love, and joy. Marriage is a wonderful union of two people who intend to spend the rest of their lives together. A healthy marriage...
New Policy for Release from Medi-Cal by Barbara Kempen | May 23, 2022 | Affordable Health Insurance, Covered CaliforniaDuring the COVID-19 pandemic, millions of Americans lost their jobs and health insurance benefits. Many Californians became eligible for Medi-Cal, the state’s Medicaid, and have stayed on Medi-Cal while the pandemic continues. Even if your income is now above...
Health Insurance Options after Graduation by Barbara Kempen | May 17, 2022 | Affordable Health InsuranceCongratulations to the Class of 2022 graduates! With graduations in full swing, now is the time to start seriously planning for your future. One important subject to consider is your health and, with that, your health insurance. Are you starting a job that offers...
New Mandatory Retirement Plans for Businesses with 5+ Employees by Barbara Kempen | May 12, 2022 | CalSavers, RetirementStarting in June, any California employer with 5 or more W-2 employees will be required to offer a qualified retirement plan to their employees. California introduced its own affordable retirement plan called CalSavers last year which is a Roth Individual Retirement...
Free Preventative Care In Your Health Insurance by Barbara Kempen | May 11, 2022 | COVID-19, Preventative CareAny health insurance plan regulated by the Affordable Care Act offers 10 essential health benefits, including free preventative care. What exactly is preventative care? It is care that helps detect and prevent serious illness. Everyone should be taking advantage of...
Changes to 2023 HSA Contribution Limits by Barbara Kempen | May 4, 2022 | HSAIn 2023, there are major increases to the HSA or Health Savings Account contribution limits. An HSA or Health Savings Account is a tax-advantaged investment account that can be withdrawn from for qualified medical expenses tax-free. The funds you deposit into an HSA...
Reasons to Book Travel Insurance For Your Next Trip by Barbara Kempen | May 3, 2022 | Travel InsuranceWith many people in the middle of planning their summer vacation, it is important to review how your health insurance functions outside of the United States. With all individual and family health insurance plans, you are only covered outside of California in case of a...
Life Insurance For Mothers by Barbara Kempen | Apr 28, 2022 | Life Insurance, Life Insurance for Single MomsWith Mother’s Day on May 8th, this is the time to celebrate the mom or the soon-to-be mom in your life. When we think of mothers, we think of enduring love, a hard-working multitasker, a disciplinarian, a teacher, and a friend. A great way to show love for your...
Review & Update your Income Reported on Covered CA by Barbara Kempen | Apr 27, 2022 | Affordable Health Insurance, Covered CaliforniaMany members enrolled in health insurance through the Covered California exchange accept premium assistance based on their income, age, zip code, and household size. If you are enrolled in health insurance through Covered CA, please make sure to do, at minimum, an...
Can I offer my employees a health insurance stipend? by Barbara Kempen | Apr 25, 2022 | UncategorizedFor many small businesses, setting up employee health insurance and other plans may seem too complicated. Many small businesses share a common question, “Can I offer my employees a stipend in lieu of a health insurance plan?” Employers certainly can offer...
