by Barbara Kempen | Apr 25, 2019 | Travel Insurance
During this time of year, many people are preparing their summer travel plans by booking flights & hotels, but many people are overlooking travel insurance. You may be asking: why do I need travel insurance if I have health insurance? Below are 5 reasons why you...
by Barbara Kempen | Apr 9, 2019 | Life Insurance, Life Insurance Brentwood, Life Insurance for Single Moms, Life Insurance Pacific Palisades, Life Insurance Santa Monica, Santa Monica Life Insurance, Uncategorized
Is an Indexed Universal Life (IUL) insurance policy right for you? IULs have exploded since the late 1990’s thanks to Transamerica which first started offering these products in 1997. Now, most major life insurance carriers offer IULs, Term and/or Whole Life...
by Barbara Kempen | Feb 12, 2019 | Uncategorized
As Tax Day approaches on April 15th, the 1095 form should already be mailed out to you. Your 1095 form is a medical statement used to show the IRS that you were enrolled in a qualified health insurance plan throughout the calendar year. You should treat your 1095...
by Barbara Kempen | Feb 6, 2019 | Affordable Health Insurance, Group Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica
Did you just receive a rate increase notice from Anthem of a steep 20%+ increase to your grandfathered health insurance plan? Are you tired of your annual rate increases? If so, your grandfathered plan rate increase is considered a qualifying life event, meaning you...
by Barbara Kempen | Feb 5, 2019 | Affordable Health Insurance, Group Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades
Gung hay fat choy! February 5th is the first day of the Chinese Lunar New Year. 2019 is the year of the Pig, a symbol of wealth in Chinese culture. This is a great time to take a moment to review the most important symbol of wealth, your health. Make sure to schedule...
by Barbara Kempen | Jan 11, 2019 | Uncategorized
By now you should have received your 2019 health insurance card. So not only replace your new card in your wallet but also make a point to register online for the member portal to take full advantage of your health insurance. Once you have your subscriber ID or...
by Barbara Kempen | Jan 10, 2019 | Affordable Health Insurance, Group Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica
On Governor Newsom’s first day in office, Newsom proposed reinstating the tax penalty for not having Affordable Care Act-compliant, comprehensive health insurance coverage. The proposal is in response to the recent removal of the federal tax penalty for not...
by Barbara Kempen | Nov 15, 2018 | Affordable Health Insurance, Group Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica
As we are now in the middle of the annual Open Enrollment Period for health insurance, it is time to review your 2019 health insurance options before the holidays. Start by reviewing your existing plan and carrier. How has your member experience been with your current...
by Barbara Kempen | Nov 6, 2018 | Affordable Health Insurance, Group Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica
For most health insurance carriers in California, we are seeing little change in the provider networks or plan offerings. For Oscar, things have certainly changed over the course of 2018. Oscar started offering business plans in Los Angeles & Orange County on...
by Barbara Kempen | Oct 26, 2018 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica
President Trump on October 25th proposed a plan to cut drug costs for Medicare recipients by changing the price negotiation structure for Medicare Part B. From 2011 to 2016, Medicare increased their drug costs for Part B by 59% from $17.6 billion in 2011 to $28...
