Planning ahead after Graduation by Barbara Kempen | Jun 11, 2021 | Affordable Health Insurance, GraduationAs school graduation ceremonies are in full swing this summer, we want to congratulate the class of 2021 who have dedicated countless hours and resources to learn valuable subjects and skillsets which will hopefully translate into the real world with rewarding...
American Rescue Plan alleviates health insurance premiums by Barbara Kempen | Apr 23, 2021 | Affordable Health Insurance, Tax CreditsWith the signing into law of the American Rescue Plan by President Joe Biden on March 11th, not only do most Americans receive stimulus checks, but many Americans also qualify for additional health insurance premium assistance through premium tax credits. In...
New Health Insurance Subsidies from the American Rescue Plan by Barbara Kempen | Mar 30, 2021 | Affordable Health Insurance, COVID-19, Tax CreditsThanks to the American Rescue Plan, more of America’s middle class will be eligible to receive health insurance premium assistance through Covered CA statewide or through Healthcare.gov nationwide. The premium assistance cutoff has been bumped up from 400% of...
Covered California just announced a new Special Enrollment Period to take advantage of the American Rescue Plan by Barbara Kempen | Mar 22, 2021 | Affordable Health Insurance, COVID-19, Tax CreditsStarting on April 12th, 2021, Covered California will have a new Special Enrollment Period which will run through the end of 2021. This new Special Enrollment Period will allow Californians, who will be eligible due to the American Rescue Plan, to apply for health...
COVID-19 One Year Anniversary by Barbara Kempen | Mar 15, 2021 | Affordable Health Insurance, COVID-19Last year on March 19, 2020, the first lockdown began with the Stay at Home order to combat the spread of Covid-19. Most of us did not imagine how much our daily life would be changed. One year later, many of us are more humble while realizing how fragile life can be...
Long-term care during COVID-19 by Barbara Kempen | Mar 12, 2021 | COVID-19, Long-term CareDuring the COVID-19 pandemic, long-term care facilities ( LTC) have been hit the hardest. More than one-third of all COVID-19 deaths in California coming from long-term care residents and staff. There are a variety of factors at play such as the high turnover and...
Expanded Health Insurance Subsidies with COVID Relief by Barbara Kempen | Mar 10, 2021 | Affordable Health Insurance, COVID-19With the new $1.9 trillion COVID-19 stimulus signed into law An individual making $25,760 or a family of four making $53,000 will only have to pay up to 2% of their household income for health insurance premiums vs. the current 6.52%. Middle-class households making...
Cigna + Oscar expand into LA, OC, & San Diego by Barbara Kempen | Feb 19, 2021 | Affordable Health Insurance, Group Health InsuranceAs of April 1st, 2021, the Cigna + Oscar small group health insurance plans will be available in more regions across California. This is an exciting new partnership between Cigna, one of the largest health insurance carriers focused primarily with large businesses,...
Cigna & Oscar Partner Up in the Bay Area by Barbara Kempen | Feb 15, 2021 | Affordable Health InsuranceOne of the most interesting partnerships in the health insurance industry recently is the partnership between Cigna & Oscar which started offering small business plans in the Bay area in the 3rd quarter of 2020. With the combination of Cigna’s large provider...
How do insurance pay for COVID-19 & Free Preventative Care by Barbara Kempen | Feb 11, 2021 | Affordable Health Insurance, COVID-19, TelemedicineWhile we are still in the middle of the COVID-19 pandemic which has impacted Americans for more than a year now, depending on your health insurance plan many insurance carriers are still waiving the member cost-shares for the testing, treatment, and vaccination for...
