5 Reasons to buy Travel Insurance

5 Reasons to buy Travel Insurance

During this time of year, many people are preparing their summer travel plans by booking flights & hotels, but many people are overlooking travel insurance. You may be asking: why do I need travel insurance if I have health insurance? Below are 5 reasons why you...
Is an IUL right for you?

Is an IUL right for you?

Is an Indexed Universal Life (IUL) insurance policy right for you? IULs have exploded since the late 1990’s thanks to Transamerica which first started offering these products in 1997. Now, most major life insurance carriers offer IULs, Term and/or Whole Life...
Do you still need your 1095 form for 2019?

Do you still need your 1095 form for 2019?

As Tax Day approaches on April 15th, the 1095 form should already be mailed out to you. Your 1095 form is a medical statement used to show the IRS that you were enrolled in a qualified health insurance plan throughout the calendar year. You should treat your 1095...
Anthem announces another 20%+ rate increase to grandfathered plans

Anthem announces another 20%+ rate increase to grandfathered plans

Did you just receive a rate increase notice from Anthem of a steep 20%+ increase to your grandfathered health insurance plan? Are you tired of your annual rate increases? If so, your grandfathered plan rate increase is considered a qualifying life event, meaning you...
Newsom Proposes New Health Insurance Mandate & Tax Penalty

Newsom Proposes New Health Insurance Mandate & Tax Penalty

On Governor Newsom’s first day in office, Newsom proposed reinstating the tax penalty for not having Affordable Care Act-compliant, comprehensive health insurance coverage. The proposal is in response to the recent removal of the federal tax penalty for not...