by Barbara Kempen | Mar 20, 2025 | Affordable Health Insurance, Covered California, Federal Poverty Level, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, LA Tragedy
Understanding the Federal Poverty Level (FPL) and Its Impact on Health Insurance in California The Federal Poverty Level (FPL) is a benchmark for assessing individuals’ and families’ income levels relative to the federal poverty threshold. In California, health...
by Barbara Kempen | Feb 21, 2025 | Affordable Health Insurance, Benefits Administration, Blue Shield of CA, Covered California, Dental Insurance, Group Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica
Although it might take some time to set up your free preventative exam with your in-network doctor, it is well worth taking advantage of this benefit. Most preventive care visits are scheduled between two to three month in advance, so start scheduling your preventive...
by Barbara Kempen | Feb 20, 2025 | Affordable Health Insurance, Blue Shield of CA, Covered California, Federal Poverty Level, getting married, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, LA Fires, LA Tragedy, Special Enrollment Period
Starting February 1, 2025 the Special Enrollment Period begins. During the Special Enrollment Period from February 1st to October 31st, 2025, anyone seeking to enroll in or change their existing health insurance must have had a so-called “qualifying life...
by Barbara Kempen | Feb 19, 2025 | Uncategorized
While so many Angelenos are affected by the most recent fires. We are sharing the Palibu Chamber information about important deadlines. LA COUNTY REGION BUSINESS RELIEF FUND OPENhttps://opportunity.lacounty.gov/small-business-worker-relief-funds/LA County and partners...
by Barbara Kempen | Jan 23, 2025 | Affordable Health Insurance, Blue Shield of CA, Celebrating Women, Covered California, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, LA Fires, LA Tragedy
Tragedy often strikes when you least expect it. Many of my clients, as well as myself, have faced the devastating loss of all our possessions in the LA fires. Homes, cars, everything we owned—gone in an instant. However, we are grateful to be safe, surrounded by...
by Barbara Kempen | Nov 29, 2024 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Medicare, Retirement
The Income-Related Monthly Adjustment Amount (IRMAA) is an additional charge that some Medicare beneficiaries must pay on top of their standard Part B and Part D premiums. This surcharge is based on your Modified Adjusted Gross Income (MAGI) from two years prior. For...
by Barbara Kempen | Sep 27, 2024 | Affordable Health Insurance, Covered California, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Open Enrollment
Navigating Your Health Insurance Options for 2025 As we approach the last quarter of 2024, we’re excited to help our clients secure the best health insurance options for the coming year. Covered California’s Renewal Season kicks off on October 1st, and...
by Barbara Kempen | Jul 27, 2024 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Medicare, Retirement
Impact of the Inflation Reduction Act In preparation for the Medicare Season for 2025, licensed agents like myself begin preparations for the Medicare 2025 season. The upcoming season will see significant changes, especially for Medicare Part D (Prescription Plans)...
by Barbara Kempen | Jul 25, 2024 | Affordable Health Insurance, Blue Shield of CA, Covered California, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica
What You Need to Know Covered California has released its preliminary health plan rates for 2025, revealing an average rate increase of 7.9%. Despite various challenges such as higher health care usage, increased pharmacy costs, rising care expenses, and labor...
by Barbara Kempen | Jun 12, 2024 | Affordable Health Insurance, Covered California, Graduation, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica
Cheers to all the new graduates of 2024! Celebrating the Class of 2024! This year’s graduates have faced many challenges, from dealing with the COVID-19 pandemic to navigating various protests. Despite these difficulties, they have shown incredible resilience...
