by Barbara Kempen | Nov 29, 2024 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Medicare, Retirement
The Income-Related Monthly Adjustment Amount (IRMAA) is an additional charge that some Medicare beneficiaries must pay on top of their standard Part B and Part D premiums. This surcharge is based on your Modified Adjusted Gross Income (MAGI) from two years prior. For...
by Barbara Kempen | Sep 27, 2024 | Affordable Health Insurance, Covered California, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Open Enrollment
Navigating Your Health Insurance Options for 2025 As we approach the last quarter of 2024, we’re excited to help our clients secure the best health insurance options for the coming year. Covered California’s Renewal Season kicks off on October 1st, and...
by Barbara Kempen | Jul 27, 2024 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Medicare, Retirement
Impact of the Inflation Reduction Act In preparation for the Medicare Season for 2025, licensed agents like myself begin preparations for the Medicare 2025 season. The upcoming season will see significant changes, especially for Medicare Part D (Prescription Plans)...
by Barbara Kempen | Jul 25, 2024 | Affordable Health Insurance, Blue Shield of CA, Covered California, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica
What You Need to Know Covered California has released its preliminary health plan rates for 2025, revealing an average rate increase of 7.9%. Despite various challenges such as higher health care usage, increased pharmacy costs, rising care expenses, and labor...
by Barbara Kempen | Jun 12, 2024 | Affordable Health Insurance, Covered California, Graduation, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica
Cheers to all the new graduates of 2024! Celebrating the Class of 2024! This year’s graduates have faced many challenges, from dealing with the COVID-19 pandemic to navigating various protests. Despite these difficulties, they have shown incredible resilience...
by Barbara Kempen | Jun 12, 2024 | Affordable Health Insurance, getting married, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Life Insurance, Life Insurance Brentwood, Life Insurance Pacific Palisades, Life Insurance Santa Monica
The wedding season 2024 has begun. Summer is the favorite time for couples to say “I do.” Beyond the joy of merging lives, marriage often means combining finances. When you start a life together, you should add life insurance to secure your future...
by Barbara Kempen | Jun 11, 2024 | Affordable Health Insurance, Prescription Drugs
Understanding the Medicare Coverage Gap in 2024 We are in the middle of the year, and some Medicare policyholders may wonder why the costs of their prescriptions have suddenly increased. This happens because they’ve reached the Coverage Gap, also known as the...
by Barbara Kempen | May 24, 2024 | Affordable Health Insurance, Covered California, Dental Insurance
Did you know that individuals without adequate dental insurance benefits face heightened risks of encountering severe health ailments, including heart disease and diabetes? Alarmingly, dental-related emergencies account for over 2 million emergency room visits...
by Barbara Kempen | May 23, 2024 | Affordable Health Insurance, Benefits Administration, Blue Shield of CA, Group Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica
Have you considered the importance of prioritizing your team’s well-being by proactively addressing critical illnesses within your workplace? Imagine your team as a crew sailing toward shared goals. But what if a storm—a critical illness—threatens their journey?...
by Barbara Kempen | May 21, 2024 | Affordable Health Insurance, Celebrating Women, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Life Insurance, Life Insurance Brentwood, Life Insurance for Single Moms, Life Insurance for unemployed, Life Insurance Pacific Palisades, Life Insurance Santa Monica, Long-term Care, Long-Term Care Insurance Brentwood, Santa Monica Life Insurance
May is still an excellent time to honor and appreciate the incredible women in our lives. From working moms and single moms to caregivers, stay-at-home moms, and grandmothers. These women play vital roles in our families and communities. One way to show our love and...
