Why you should consider Long-Term Care Insurance? by Barbara Kempen | Mar 16, 2023 | Affordable Health Insurance, Benefits Administration, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Life Insurance Santa Monica, Long-term Care, Long-Term Care Insurance Brentwood, Preventative Care, Tax CreditsDespite the fact that the American population is aging rapidly, only about 1 in 30 Americans and about 7% of adults over the age of 50 are carrying Long-Term Care insurance. Studies show that someone turning 65 today has almost a 70% chance of needing some type of...
Changes in Medicaid as the Pandemic Era Expires by Barbara Kempen | Mar 16, 2023 | Affordable Health Insurance, Benefits Administration, Blue Shield of CA, CalSavers, Covered California, COVID-19, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa MonicaStates are preparing to remove millions of people from Medicaid as protection coverage enacted during the COVID-19 pandemic will expire. In California, the state welfare program is called Medi-Cal and not Medicaid, as it is called in the other states. The upheaval,...
Life insurance is important to Women by Barbara Kempen | Mar 14, 2023 | Affordable Health Insurance, Life Insurance, Life Insurance Brentwood, Life Insurance for Single Moms, Life Insurance for unemployed, Life Insurance Pacific Palisades, Life Insurance Santa Monica, Tax CreditsWe just passed International Women’s Day on March 8th. Did you know that 70 % of US households rely on women’s salaries for financial stability? More than 40 % of women are the sole and primary breadwinners in the family. However, often protecting women...
Are you taking advantage of your free preventative exam? by Barbara Kempen | Feb 17, 2023 | Affordable Health Insurance, Benefits Administration, Blue Shield of CA, Covered California, COVID-19, Group Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Preventative Care, TelemedicineAlthough it might take some time to set up your free preventative exam with your in-network doctor, it is well worth taking advantage of this benefit. Any health insurance plan regulated by the Affordable Care Act offers 10 essential health benefits, including free...
Special Enrollment Period 2023 by Barbara Kempen | Feb 17, 2023 | Affordable Health Insurance, Benefits Administration, Blue Shield of CA, Covered California, COVID-19, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Member Benefits, Special Enrollment Period, Telemedicine, UncategorizedStarting February 1, 2023, the Annual Open Enrollment Period ends and the Special Enrollment Period begins. During the Special Enrollment Period from February 1st to November 1st, 2023, anyone seeking to enroll in or change their existing health insurance must have...
How to register your health insurance card online in 2023 by Barbara Kempen | Jan 12, 2023 | Affordable Health Insurance, Benefits Administration, Blue Shield of CA, Covered California, Life Insurance, Member Benefits, Prescription Drugs, Register, Special Enrollment Period, UncategorizedBy now, you should have received your new health insurance subscriber ID card for 2023. Be sure you register your insurance card online, which allows you to easily find doctors who are in your health plan’s network, review your benefits, view your claim history, and...
1095-tax forms are processed by End of January by Barbara Kempen | Jan 11, 2023 | Affordable Health Insurance, Benefits Administration, Covered California, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Member BenefitsThe Irs Form 1095-A is an important federal tax document that serves as proof of Minimum Essential Coverage for health care and lists the amount which was paid to Covered California Qualified Health Plan carriers to help with a consumer’s health insurance...
What are the benefit changes in 2023 in Covered California by Barbara Kempen | Sep 29, 2022 | UncategorizedEach renewal season the ACA and Covered Covered adjust their benefit structure slightly. Whereas we saw in 2022 benefits improvements while lowering the medical and pharmacy deductible for the upcoming renewal season in 2023 we see major benefit reductions on the...
How the Inflation Reduction Act helps Medicare Policyholders by Barbara Kempen | Sep 27, 2022 | UncategorizedOne of the key provisions of the Inflation Rescue Act which was implemented last month will help Medicare policyholders to lower drug costs. Medicare will have the right to negotiate prices for prescription drugs for the first time since Congress enacted a...
How will the Inflation Reduction Act affect your health insurance by Barbara Kempen | Aug 24, 2022 | UncategorizedThe Inflation Reduction Act was Signed into Law! Recently, President Biden marked the Inflation Reduction Act (IRA) into regulation. The IRA is noteworthy health care, tax, and climate change policy provision that incorporates arrangements to broaden the expanded and...
