What are the benefit changes in 2023 in Covered California by Barbara Kempen | Sep 29, 2022 | UncategorizedEach renewal season the ACA and Covered Covered adjust their benefit structure slightly. Whereas we saw in 2022 benefits improvements while lowering the medical and pharmacy deductible for the upcoming renewal season in 2023 we see major benefit reductions on the...
How the Inflation Reduction Act helps Medicare Policyholders by Barbara Kempen | Sep 27, 2022 | UncategorizedOne of the key provisions of the Inflation Rescue Act which was implemented last month will help Medicare policyholders to lower drug costs. Medicare will have the right to negotiate prices for prescription drugs for the first time since Congress enacted a...
How will the Inflation Reduction Act affect your health insurance by Barbara Kempen | Aug 24, 2022 | UncategorizedThe Inflation Reduction Act was Signed into Law! Recently, President Biden marked the Inflation Reduction Act (IRA) into regulation. The IRA is noteworthy health care, tax, and climate change policy provision that incorporates arrangements to broaden the expanded and...
Covered California announces its 2023 rate increase by Barbara Kempen | Jul 22, 2022 | UncategorizedAlthough this is higher than last year’s 1.8% increase, it is lower than the national average rate increase of 10% (based on 13 states that have so far filed their rates). There is some good news such as the entrance of Aetna into El Dorado, Fresno, Kings,...
Employers are Rethinking Their Employee Benefits by Barbara Kempen | Jul 8, 2022 | UncategorizedThe COVID-19 pandemic has dramatically changed the employer-employee relationship after the effects of the pandemic on everyone’s physical, mental, social, and financial lives. With employers having more consideration for the health of their employees, many...
Health Insurance after Marriage by Barbara Kempen | Jun 6, 2022 | Affordable Health InsuranceWedding season is in full bloom from early spring to fall. Planning your wedding and a future together is a time full of excitement, love, and joy. Marriage is a wonderful union of two people who intend to spend the rest of their lives together. A healthy marriage...
New Policy for Release from Medi-Cal by Barbara Kempen | May 23, 2022 | Affordable Health Insurance, Covered CaliforniaDuring the COVID-19 pandemic, millions of Americans lost their jobs and health insurance benefits. Many Californians became eligible for Medi-Cal, the state’s Medicaid, and have stayed on Medi-Cal while the pandemic continues. Even if your income is now above...
Health Insurance Options after Graduation by Barbara Kempen | May 17, 2022 | Affordable Health InsuranceCongratulations to the Class of 2022 graduates! With graduations in full swing, now is the time to start seriously planning for your future. One important subject to consider is your health and, with that, your health insurance. Are you starting a job that offers...
New Mandatory Retirement Plans for Businesses with 5+ Employees by Barbara Kempen | May 12, 2022 | CalSavers, RetirementStarting in June, any California employer with 5 or more W-2 employees will be required to offer a qualified retirement plan to their employees. California introduced its own affordable retirement plan called CalSavers last year which is a Roth Individual Retirement...
Free Preventative Care In Your Health Insurance by Barbara Kempen | May 11, 2022 | COVID-19, Preventative CareAny health insurance plan regulated by the Affordable Care Act offers 10 essential health benefits, including free preventative care. What exactly is preventative care? It is care that helps detect and prevent serious illness. Everyone should be taking advantage of...
