Videos
Understanding IRMAA: What You Need to Know for 2025
The Income-Related Monthly Adjustment Amount (IRMAA) is an additional charge that some Medicare beneficiaries must pay on top of their standard Part B and Part D premiums. This surcharge is based on your Modified Adjusted Gross Income (MAGI) from two years prior. For...
2025 Health Insurance in California: Key Changes, Rates, and Enrollment Periods
Navigating Your Health Insurance Options for 2025 As we approach the last quarter of 2024, we’re excited to help our clients secure the best health insurance options for the coming year. Covered California's Renewal Season kicks off on October 1st, and we're here to...
Inflation Reduction Act and Medicare 2025: Significant Changes Explained
Impact of the Inflation Reduction Act In preparation for the Medicare Season for 2025, licensed agents like myself begin preparations for the Medicare 2025 season. The upcoming season will see significant changes, especially for Medicare Part D (Prescription Plans)...
Covered California Announces 2025 Health Plans and Rates: What You Need to Know
What You Need to Know Covered California has released its preliminary health plan rates for 2025, revealing an average rate increase of 7.9%. Despite various challenges such as higher health care usage, increased pharmacy costs, rising care expenses, and labor...
Don’t Forget to Update Your Health Insurance Now, 2024 Graduates
Cheers to all the new graduates of 2024! Celebrating the Class of 2024! This year's graduates have faced many challenges, from dealing with the COVID-19 pandemic to navigating various protests. Despite these difficulties, they have shown incredible resilience and...
Wedding Season Check-up: Why Newlyweds Should Review Their Health and Life Insurance!
The wedding season 2024 has begun. Summer is the favorite time for couples to say "I do." Beyond the joy of merging lives, marriage often means combining finances. When you start a life together, you should add life insurance to secure your future together. Next to...
Why are my prescriptions increasing Mid Year?
Understanding the Medicare Coverage Gap in 2024 We are in the middle of the year, and some Medicare policyholders may wonder why the costs of their prescriptions have suddenly increased. This happens because they've reached the Coverage Gap, also known as the donut...
Why is Dental Insurance Important?
Did you know that individuals without adequate dental insurance benefits face heightened risks of encountering severe health ailments, including heart disease and diabetes? Alarmingly, dental-related emergencies account for over 2 million emergency room visits...
How to be Critical Illness Prepared: Prioritizing Your Team’s Well-Being
Have you considered the importance of prioritizing your team's well-being by proactively addressing critical illnesses within your workplace? Imagine your team as a crew sailing toward shared goals. But what if a storm—a critical illness—threatens their journey?...
Life Insurance for Moms: Protecting Your Family’s Future
May is still an excellent time to honor and appreciate the incredible women in our lives. From working moms and single moms to caregivers, stay-at-home moms, and grandmothers. These women play vital roles in our families and communities. One way to show our love and...