Videos
How to Reduce Bronze Plan Risk in Los Angeles: Indemnity Plans Explained for 55+
If you live in Santa Monica, Pacific Palisades, Malibu, or Brentwood and are over 55, you may have noticed a growing trend: even financially stable individuals are increasingly choosing Bronze health plans to keep monthly premiums manageable. At first glance,...
2026 Federal Poverty Limit (FPL)Explained: Medi-Cal and Covered California Income Limits
Each year, the federal government updates the Federal Poverty Level (FPL). These guidelines help determine eligibility for many public assistance programs. In California, the FPL plays an important role in health coverage eligibility. It helps determine whether...
Life Insurance for Single Moms in Los Angeles: Protecting Your Family’s Future
Across Los Angeles—especially on the Westside in Santa Monica, Brentwood, Malibu, and Pacific Palisades—families are changing. Today, about 1 in 3 households with children rely on a woman as the primary income earner, and nearly 45% of those households are led by...
Prioritize Preventive Care: Maximize Your Health Benefit in 2026
As we move further into 2026, one of the most valuable benefits included in your health insurance plan is also one of the most overlooked: preventive care. Scheduling a covered wellness visit with your in-network physician may require planning ahead. Many medical...
TrumpRx Explained: How the New Federal Drug Pricing Platform Works
On February 5, 2026, the federal government officially launched TrumpRx, a new prescription drug pricing platform designed to help Americans access lower cash prices on prescription medications. The announcement includes a detailed fact sheet released by the White...
Special Enrollment Period 2026: When It Starts and Who Qualifies
Beginning February 1, 2026, the Special Enrollment window opens. From February 1 through October 31, 2026, individuals who want to sign up for coverage or modify their current plan must have experienced a qualifying life event within the previous 60 days. Listed below...
IRS Form 1095-A : What YOU Need for your 2025 Tax Filing
As part of our commitment to keeping you informed, we want to remind you about the importance of IRS Form 1095-A, a key document for anyone enrolled through Covered California. What Is Form 1095-A? The 1095-A is a federal tax document issued by Covered California. It...
Register your Health Insurance Card Online for 2026
By now, you should have received your new health insurance ID card for 2026. Please take a moment to register your card online. This will allow you to: Find doctors and specialists in your plan’s network Review your benefits and claims Make your monthly...
Understanding IRMAA: What You Need to Know for 2026
The Income-Related Monthly Adjustment Amount (IRMAA) is an additional charge that some Medicare beneficiaries must pay on top of their standard Part B and Part D premiums. This surcharge is based on your Modified Adjusted Gross...
2026 Health Savings Account (HSA) Updates: Big Beautiful Bill Explained
What is a Health Savings Account (HSA)? A Health Savings Account (HSA) works much like a “medical IRA.” It’s a tax-advantaged savings account designed to help individuals with High Deductible Health Plans (HDHPs) pay for qualified medical expenses. Significant changes...