Videos
Federal Poverty Level 2025 & Impact on Coverage
Understanding the Federal Poverty Level (FPL) and Its Impact on Health Insurance in California The Federal Poverty Level (FPL) is a benchmark for assessing individuals’ and families’ income levels relative to the federal poverty threshold. In California, health...
Stay Healthy with Free Preventative Care: What You Need to Know
Although it might take some time to set up your free preventative exam with your in-network doctor, it is well worth taking advantage of this benefit. Most preventive care visits are scheduled between two to three month in advance, so start scheduling your preventive...
Special Enrollment Period for Individual Health Insurance
Starting February 1, 2025 the Special Enrollment Period begins. During the Special Enrollment Period from February 1st to October 31st, 2025, anyone seeking to enroll in or change their existing health insurance must have had a so-called "qualifying life event" within...
Relief Funds Deadline for Business Owners & Employees in Los Angeles
While so many Angelenos are affected by the most recent fires. We are sharing the Palibu Chamber information about important deadlines. LA COUNTY REGION BUSINESS RELIEF FUND OPENhttps://opportunity.lacounty.gov/small-business-worker-relief-funds/LA County and partners...
LA Fires : Picking Up the Pieces and How to Rebuild Your Life
Tragedy often strikes when you least expect it. Many of my clients, as well as myself, have faced the devastating loss of all our possessions in the LA fires. Homes, cars, everything we owned—gone in an instant. However, we are grateful to be safe, surrounded by...
Understanding IRMAA: What You Need to Know for 2025
The Income-Related Monthly Adjustment Amount (IRMAA) is an additional charge that some Medicare beneficiaries must pay on top of their standard Part B and Part D premiums. This surcharge is based on your Modified Adjusted Gross Income (MAGI) from two years prior. For...
2025 Health Insurance in California: Key Changes, Rates, and Enrollment Periods
Navigating Your Health Insurance Options for 2025 As we approach the last quarter of 2024, we’re excited to help our clients secure the best health insurance options for the coming year. Covered California's Renewal Season kicks off on October 1st, and we're here to...
Inflation Reduction Act and Medicare 2025: Significant Changes Explained
Impact of the Inflation Reduction Act In preparation for the Medicare Season for 2025, licensed agents like myself begin preparations for the Medicare 2025 season. The upcoming season will see significant changes, especially for Medicare Part D (Prescription Plans)...
Covered California Announces 2025 Health Plans and Rates: What You Need to Know
What You Need to Know Covered California has released its preliminary health plan rates for 2025, revealing an average rate increase of 7.9%. Despite various challenges such as higher health care usage, increased pharmacy costs, rising care expenses, and labor...
Don’t Forget to Update Your Health Insurance Now, 2024 Graduates
Cheers to all the new graduates of 2024! Celebrating the Class of 2024! This year's graduates have faced many challenges, from dealing with the COVID-19 pandemic to navigating various protests. Despite these difficulties, they have shown incredible resilience and...