Videos
IRS has released the 2027 HSA Contribution Limits: What you need to Know
Health insurance premiums continue to rise, and many Californians are looking for ways to lower their monthly costs while still protecting themselves from unexpected medical bills. One option worth considering is a Health Savings Account (HSA)-compatible health plan....
Just Married? How Marriage Qualifies You for Health and Life Insurance Changes
June has long been known as wedding season. Across Los Angeles, from beach ceremonies in Santa Monica and Malibu to elegant celebrations in Brentwood and Pacific Palisades, thousands of couples are beginning a new chapter together. Between planning the wedding, taking...
Health Insurance After Graduation: What You Need to Know
Graduation is an exciting milestone. Whether you're finishing high school, college, or graduate school, it marks the beginning of a new chapter filled with opportunities, challenges, and important life decisions. Between job hunting, moving to a new city, or starting...
Supplemental Accident Coverage: Protection Beyond Your Health Plan
Memorial Day Weekend marks the unofficial start of summer. Across California, families head to the beach, take road trips, barbecue with friends, go hiking, biking, boating, or simply enjoy a long holiday weekend outdoors. Unfortunately, Memorial Day Weekend is also...
Why Does My Medicare Supplement Premium Keep Going Up?
The answer isn't just "inflation." A major shift in how healthcare is delivered is quietly driving up your Medigap bill — and most people don't see it coming. average 10%- Part B premium increase for 2026 73% Rise in outpatient spending (2012–2022) Healthcare...
Travel Plans Booked? Don’t Forget This One Critical Piece
As summer approaches, many of us are booking flights, reserving hotels, and planning long-awaited trips abroad. Many travelers overlook one important thing: travel medical insurance. You might be wondering:“If I already have health insurance, do I really need it?” The...
How to Reduce Bronze Plan Risk in Los Angeles: Indemnity Plans Explained for 55+
If you live in Santa Monica, Pacific Palisades, Malibu, or Brentwood and are over 55, you may have noticed a growing trend: even financially stable individuals are increasingly choosing Bronze health plans to keep monthly premiums manageable. At first glance,...
2026 Federal Poverty Limit (FPL)Explained: Medi-Cal and Covered California Income Limits
Each year, the federal government updates the Federal Poverty Level (FPL). These guidelines help determine eligibility for many public assistance programs. In California, the FPL plays an important role in health coverage eligibility. It helps determine whether...
Life Insurance for Single Moms in Los Angeles: Protecting Your Family’s Future
Across Los Angeles—especially on the Westside in Santa Monica, Brentwood, Malibu, and Pacific Palisades—families are changing. Today, about 1 in 3 households with children rely on a woman as the primary income earner, and nearly 45% of those households are led by...
Prioritize Preventive Care: Maximize Your Health Benefit in 2026
As we move further into 2026, one of the most valuable benefits included in your health insurance plan is also one of the most overlooked: preventive care. Scheduling a covered wellness visit with your in-network physician may require planning ahead. Many medical...