Videos
Covered California Announces 2025 Health Plans and Rates: What You Need to Know
What You Need to Know Covered California has released its preliminary health plan rates for 2025, revealing an average rate increase of 7.9%. Despite various challenges such as higher health care usage, increased pharmacy costs, rising care expenses, and labor...
Don’t Forget to Update Your Health Insurance Now, 2024 Graduates
Cheers to all the new graduates of 2024! Celebrating the Class of 2024! This year's graduates have faced many challenges, from dealing with the COVID-19 pandemic to navigating various protests. Despite these difficulties, they have shown incredible resilience and...
Wedding Season Check-up: Why Newlyweds Should Review Their Health and Life Insurance!
The wedding season 2024 has begun. Summer is the favorite time for couples to say "I do." Beyond the joy of merging lives, marriage often means combining finances. When you start a life together, you should add life insurance to secure your future together. Next to...
Why are my prescriptions increasing Mid Year?
Understanding the Medicare Coverage Gap in 2024 We are in the middle of the year, and some Medicare policyholders may wonder why the costs of their prescriptions have suddenly increased. This happens because they've reached the Coverage Gap, also known as the donut...
Why is Dental Insurance Important?
Did you know that individuals without adequate dental insurance benefits face heightened risks of encountering severe health ailments, including heart disease and diabetes? Alarmingly, dental-related emergencies account for over 2 million emergency room visits...
How to be Critical Illness Prepared: Prioritizing Your Team’s Well-Being
Have you considered the importance of prioritizing your team's well-being by proactively addressing critical illnesses within your workplace? Imagine your team as a crew sailing toward shared goals. But what if a storm—a critical illness—threatens their journey?...
Life Insurance for Moms: Protecting Your Family’s Future
May is still an excellent time to honor and appreciate the incredible women in our lives. From working moms and single moms to caregivers, stay-at-home moms, and grandmothers. These women play vital roles in our families and communities. One way to show our love and...
The Pharmacy Benefit Managers (PBMs) Unveiled: Your Guide to Understanding Prescription Drug Costs
Navigating the healthcare system can sometimes feel like solving a puzzle, especially when figuring out who sets the price of your medications. One key part of this puzzle involves Pharmacy Benefit Managers, also known as PBMs. They have a big but often overlooked...
Navigating Uncertainty: Blue Shield vs. Providence Negotiation Standoff
In the ever-evolving healthcare landscape, negotiations between insurance carriers and healthcare systems are critical for ensuring patients have access to the care they need and premiums they can afford. However, recent events have highlighted the challenges and...
Why you should consider Long-Term Care Insurance in 2024?
Although the American population is aging rapidly, Long-Term Care (LTC) insurance is held by only about 1 in 30 Americans and approximately 7% of adults over the age of 50. Studies show that someone turning 65 today has almost a 70% chance of needing some type of...