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TERMS OF SERVICE AGREEMENT

updated 02/26/2020

PLEASE READ THE FOLLOWING TERMS OF USE AGREEMENT CAREFULLY. BY ACCESSING OR USING OUR SITES AND OUR SERVICES, YOU HEREBY AGREE TO BE BOUND BY THE TERMS AND ALL TERMS INCORPORATED HEREIN BY REFERENCE. IF YOU DO NOT EXPRESSLY AGREE TO ALL OF THE TERMS AND CONDITIONS, THEN PLEASE DO NOT ACCESS OR USE OUR SITES OR OUR SERVICES.

ACCEPTANCE OF TERMS

The following Terms of Service Agreement (the “TOS”) is a legally binding agreement that shall govern the relationship with our users and others which may interact or interfacewith Barbara Kempen DBA SOLID HEALTH INSURANCE AGENCY, also known as “Solidhealthinsurance”, “Solidinsurance” ( Shortended SHIA) “we” or “us”, located at 11620 Wilshire Blvd . # 900 Los Angeles, CA 90025 and our insurance agents and representative servicesand others communication services such as online chats, telephone services our subsidiaries and affiliates, in association with the use of the Solidhealthinsurance.com website, and our other website lifeinsurancelady.org,travel insurancelady.com website, which includes, (the “Site”) and its Services, and other services provided by us (called from now on “Service”) which shall be defined below.

DESCRIPTION OF WEBSITE SERVICES OFFERED

The Site is https://solidhealthinsurance.com, which has the following description:
https://lifeinsurancelady.org
https://travelinsurancelady.com
https://solidhealthinsurance.com

Any and all visitors to our site, despite whether they are registered or not, shall be deemed as “users” of the herein contained Services provided for the purpose of this TOS. Once an individual registers for our Services, through the process of creating an account, the user shall then be considered a “member.” BY CLICKING ANOTHER BUTTON ON THIS SITE TO SUBMIT YOUR INFORMATION TO US OR CLICK “CREATE ACCOUNT” OR BY OTHERWISE USING OUR SERVICE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND TO FOLLOWING TERMS AND CONDOTIONS INCLUDING THE SOLID HEALTH INSURANCE AGENCY PRIVACY POLICY . If you are not eligible to use our Services or agree to these terms (herein after called “Terms), or if you do not agree to these terms, then you do not have permission to us our Services.

These terms provide that all disputes between you and Solid Health Insurance Agency will be resolved by BINDING ARBIRTRATION, YOU GIVE UP YOUR RIGHT TO GO TO COURT to assert or defend your rights under this contract, except for small claims court matters. Your rights will be determined by a NEUTRAL ARBRITATOR and not a judge or jury, and your claims cannot be brought as a class action.

Furthermore you agree that Solid Health Insurance Agency may a) call or text you regarding Solid Health Insurance Agency‘s services and b) may monitor or record any telephone calls made or received by Solid Health Insurance Agency’s business purpose.

The user and/or member acknowledges and agrees that the services provided and made available through our website and applications, which may include some mobile applications and that those applications may be made available on various social media networking sites and numerous other platforms, and downloadable programs. At its discretion, Solid Health Insurance Agency may offer additional website services and/or products, or update, modify or revise any current content and services, and this Agreement shall apply to any and all additional services and/or products and any and all updated, modified or revised services unless otherwise stipulated. Solid Health Insurance Agency does hereby reserve the right to cancel and cease offering any of the aforementioned services and/or products. You, as the end user and/or member, acknowledges, accepts and agrees that Solid Health Insurance Agency shall not be held liable for any such update, modification, revisions, suspensions or discontinuance of any of our services and/or products.Your continued use of the services provided, after such posting of any updates, changes, and/or modifications shall constitute your acceptance of such updates, changes and/or modifications, and as such, frequent review of this Agreement and any and all applicable terms and policies should be made by you to ensure you are aware of all terms and policies currently in effect. Should you not agree to the updated, modified, revised or modified terms, you must stop using the provided services.

Furthermore, the user and/or member understands, acknowledges and agrees that the Services offered shall be provided “AS-IS” and as such Solid Health Insurance Agency shall not assume any responsibility or obligation for the timeliness, missed delivery, deletion and/or any failure to store user content, communication or personalization settings.

Service Overview: Solid Health Insurance Agency is a service which provides consumers and business the possibility to research and purchase various insurance and related products. Solid Health Insurance Agency is not an insurance company. It introduces consumers and small business to insurance and related products by third parties. DO NOT CANCEL ANY EXISTING INSURANCE UNTIL YOU RECEIVE WRITTEN CONFIRMATION FROM THE INSURANCE COMPANY TO WHICH YOU ARE APPLYING THAT YOUR NEW POLICY IS IN EFFECT. Please verify that your binding payment has been cashed.

REGISTRATION

To register and become a “member” of SOLID HEALTH INSURANCE AGENCY, you must be 18 years of age. In addition, you must be in good standing and not an individual that has been previously barred from receiving Solid health Insurance Agency’s Services under the laws and statutes of the United States or other applicable jurisdiction. To research insurance you do not need to register .However if you want to buy an insurance you must be register your account . When you register you will be asked to provide a password; When you register you will be asked to provide a password . You are solely responsible for maintaining the confidentiality of your account and password and are responsible for all activities that happen under your account. If you have a reason to believe that your account is not secure any longer please contact us under info@solidhealthinsuance.com.

Furthermore, the registering party hereby acknowledges, understands and agrees to:

a) furnish factual, correct, current and complete information with regards to yourself as may be requested by the data registration process, and
b) maintain and promptly update your registration and profile information in an effort to maintain accuracy and completeness at all times.

If anyone knowingly provides any information of a false, untrue, inaccurate or incomplete nature, Solid Health Insurance Agency will have sufficient grounds and rights to suspend or terminate the member in violation of this aspect of the Agreement, and as such refuse any and all current or future use of Solid Health Insurance Agencyservices, or any portion thereof.

 

Electronic Communications:

Text Messaging, Telephone Calls, Chats, Emails. By providing Solid Health Insurance Agency with a telephone number, email or other contact information , you agree to receive communications via emails, calls, or text message . Calls might use an autodialer or pre-recorded voice messagesfrom or on behalf of Solid Health Insurance Agency or its affiliates, employees, agents, contractors , business partners or other third parties permitted to receive your information under the Solid Health Insurance Agency privacy provided at the email address or telephone number your provided even if that number is on the National or State do not call list. We contact you to provide you with information about your insurance options reminder or upcoming deadlines and /or help you with your insurance application process. Standard telephone or text messages charges applied by your cell phone carrier will apply. Solid Health Insurance Agency may without any further warnings record the telephone conversations for quality assurance purposes.

To opt out of our service you may contact us at 310-909-6135 or send us an email under info@solidhealthinsurance.com or use the unsubscribe options in our marketing emails, or text us Stop from the mobile device receiving the messages.

 

PRIVACY POLICY

Every member’s registration data and various other personal information is strictly protected by the Solid Health Insurance Online Privacy Policy. As a member, you herein consent to the collection and use of the information provided, including the transfer of information within the United States and/or other countries for storage, processing or use by Solid Health Insurance Agency. and/or our subsidiaries and affiliates.

Third-Party Services And Linked Websites

Solid Health Insurance Agency may provide tools and links through the Service that enables you to export information to third party services. By using any of these tools or links , your agree that we may transfer that information to the applicable third party service. Third party services are not under our control, and we are not responsible for any third party services’s use or your exported information. Linked websites are not under our control, and you agree that we are not responsible for their content.

MEMBER ACCOUNT, USERNAME, PASSWORD AND SECURITY

After completion of the registration data and account designation. It shall be your responsibility to maintain the secrecy and confidentiality of your password and for all activities that transpire on or within your account. It shall be your responsibility to notify Solid Health Insurance Agency immediately if you notice any unauthorized access or use of your account or password or any other breach of security. Solid Health Insurance Agency shall not be held liable for any loss and/or damage arising from any failure to comply with this term and/or condition of the TOS. 

CONDUCT

As a user/ member of Solid Health Insurance Agency, you herein acknowledge, understand and agree that all information, text, software, data, photographs, music, video, messages, tags or any other content, whether it is publicly or privately posted and/or transmitted, is the expressed sole responsibility of the individual from whom the content originated. In short, this means that you are solely responsible for any and all content posted, uploaded, emailed, transmitted or otherwise made available by way of Solid Health Insurance Agency Services, and as such, we do not guarantee the accuracy, integrity or quality of such content. It is expressly understood that by use of our Services, you may be exposed to content including, but not limited to, any errors or omissions in any content posted, and/or any loss or damage of any kind incurred as a result of the use of any content posted, emailed, transmitted or otherwise made available by Solid Health Insurance Agency.

Furthermore, you herein agree not to make use of Solid Health Insurance Agency Services for the purpose of:

a) uploading, posting, emailing, chatting, transmitting, or otherwise making available any content that shall be deemed unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, or invasive of another’s privacy or which is hateful, and/or racially, ethnically, or otherwise objectionable;

b) causing harm to minors in any manner whatsoever;

c) impersonating any individual or entity, including, but not limited to any Solid Health Insurance Agency,officials forum leaders, guides or hosts or falsely state or otherwise misrepresent any affiliation with an individual or entity;

d) forging captions, headings or titles or otherwise offer any content that you personally have no right to pursuant to any law nor having any contractual or fiduciary relationship with;

e) uploading, posting, emailing, transmitting or otherwise offering any such content that may infringe upon any patent, copyright, trademark, or any other proprietary or intellectual rights of any other party;

f) uploading, posting, emailing, transmitting or otherwise offering any content that you do not personally have any right to offer pursuant to any law or in accordance with any contractual or fiduciary relationship;

g) uploading, posting, emailing, transmitting, or otherwise offering any unsolicited or unauthorized advertising, promotional flyers, “junk mail,” “spam,” or any other form of solicitation, except in any such areas that may have been designated for such purpose;

h) uploading, posting, emailing, transmitting, or otherwise offering any source that may contain a software virus or other computer code, any files and/or programs which have been designed to interfere, destroy and/or limit the operation of any computer software, hardware, or telecommunication equipment;

i) disrupting the normal flow of communication, or otherwise acting in any manner that would negatively affect other users’ ability to participate in any real time interactions;

j) interfering with or disrupting any Solid Health Insurance Agency Services, servers and/or networks that may be connected or related to our website, including but not limited to the use of any device software and/or routine to bypass the robot exclusion headers;

k) intentionally or unintentionally violating any local, state, federal, national or international law, including, but not limited to, rules, guidelines, and/or regulations decreed by the U.S. Securities and Exchange Commission, in addition to any rules of any nation or other securities exchange, that would include without limitation, the New York Stock Exchange, the American Stock Exchange, or the NASDAQ, and any regulations having the force of law;

l) “stalking” or with the intent to otherwise harass another individual; and/or

m) collecting or storing of any personal data relating to any other member or user in connection with the prohibited conduct and/or activities which have been set forth in the aforementioned paragraphs.

Solid Health Insurance Agency herein reserves the right to pre-screen, refuse and/or delete any content currently available through our services. In addition, we reserve the right to remove and/or delete any such content that would violate the TOS or which would otherwise be considerable to other visitors, users and/or members.

Solid Health Insurance Agency herein reserves the right to access, preserve and/or disclose member account information and/or content if it is requested to do so by law or in good faith belief that any such action is deemed reasonably necessary for:

a) compliance with any legal process;

b) enforcement of the TOS;

c) responding to any claim that therein contained content is in violation of the rights of any third party;

d) responding to requests for customer service; or

e) protecting the rights, property or the personal safety of Solid Health Insurance Agency, its visitors, users and members, including the general public.

Solid Health Insurance Services herein reserves the right to include the use of security components that may permit digital information or material to be protected, and that such use of information and/or material is subject to usage guidelines and regulations established by Solid Health Insurance Agency orany other content providers supplying content services to Solid Health Insurance Agency. You are hereby prohibited from making any attempt to override or circumvent any of the embedded usage rules in our Services. Furthermore, unauthorized reproduction, publication, distribution, or exhibition of any information or materials supplied by our Services, despite whether done so in whole or in part, is expressly prohibited.

INTERSTATE COMMUNICATION

Upon registration, you hereby acknowledge that by using Solid Health Insurance Agency to send electronic communications, which would include, but are not limited to, email, searches, instant messages, uploading of files, photos and/or videos, you that you send through our network. Therefore, through your use, and thus your agreement with this TOS, you are acknowledging that the use of this Service shall result in interstate transmissions.

CAUTIONS FOR GLOBAL USE AND EXPORT AND IMPORT COMPLIANCE

Due to the global nature of the internet, through the use of our network you hereby agree to comply with all local rules relating to online conduct and that which is considered acceptable Content. Uploading, posting and/or transferring of software, technology and other technical data may be subject to the export and import laws of the United States and possibly other countries. Through the use of our network, you thus agree to comply with all applicable export and import laws, statutes and regulations, including, but not limited to, the Export Administration Regulations (http://www.access.gpo.gov/bis/ear/ear_data.html), as well as the sanctions control program of the UnitedStates(http://www.treasury.gov/resource-enter/sanctions/Programs/Pages/Programs.aspx). Furthermore, you state and pledge that you:

a) are not on the list of prohibited individuals which may be identified on any government export exclusion report (http://www.bis.doc.gov/complianceandenforcement/liststocheck.htm) nor a member of any other government which may be part of an export-prohibited country identified in applicable export and import laws and regulations;

b) agree not to transfer any software, technology or any other technical data through the use of our network services to any export-prohibited country;

c) agree not to post, transfer nor upload any software, technology or any other technical data which would be in violation of the U.S. or other applicable export and/or import laws.

CONTENT PLACED OR MADE AVAILABLE FOR COMPANY SERVICES

Solid Health Insurance Agency shall not lay claim to ownership of any content submitted by any visitor, user or member, nor make such content available for inclusion on our website services. Therefore, you hereby grant and allow for Solid Health Insurance Agency the below listed worldwide, royalty-free and non-exclusive licenses, as applicable:

a) The content submitted or made available for inclusion on the publicly accessible areas of Solid Health Insurance’s sites, the license provided to permit to use, distribute, reproduce, modify, adapt, publicly perform and/or publicly display said Content on our network services for the sole purpose of providing and promoting the specific area in which this content was placed and/or made available for viewing. This license shall be available so long as you are a member of Solid Health Insurance Agency’s sites, and shall terminate at such time when you elect to discontinue your membership.

b) Photos, audio, video and/or graphics submitted or made available for inclusion on the publicly accessible areas of Solid Health Insurance Agency’s sites, the license provided to permit to use, distribute, reproduce, modify, adapt, publicly perform and/or publicly display said Content on our network services for the sole purpose of providing and promoting the specific area in which this content was placed and/or made available for viewing. This license shall be available so long as you are a member of Solid Health Insurance Agency’s sites and shall terminate at such time when you elect to discontinue your membership.

c) For any other content submitted or made available for inclusion on the publicly accessible areas of Solid Health Insurance Agency’s sites, the continuous, binding and completely sub-licensable license which is meant to permit to use, distribute, reproduce, modify, adapt, publish, translate, publicly perform and/or publicly display said content, whether in whole or in part, and the incorporation of any such Content into other works in any arrangement or medium current used or later developed.

Those areas which may be deemed “publicly accessible” areas of Solid Health Insurance Agnecy’s sites are those such areas of our network properties which are meant to be available to the general public, and that which would include message boards and groups that are openly available to both visitors and members. However, those areas which are not open to the public, and thus available to members only, would include our mail system and instant messaging.

CONTRIBUTIONS TO COMPANY WEBSITE

Solid Health Insurance Agency provides an area for our users and members to contribute feedback to our website. When you submit ideas, documents, suggestions and/or proposals (“Contributions”) to our site, you acknowledge and agree that:

a) your Contributions do not contain any type of confidential or proprietary information;

b) shall not be liable or under any obligation to ensure or maintain confidentiality, expressed or implied, related to any Contributions;

c) Solid Health Insurance Agency shall be entitled to make use of and/or disclose any such Contributions in any such manner as they may see fit;

d) the contributor’s Contributions shall automatically become the sole property of Solid Health Insurance Agency; and

e) Solid Health Insurance Agency is under no obligation to either compensateor provide any form of reimbursement in any manner or nature.

INDEMNITY

All users and/or members herein agree to insure and hold Solid Health Insurance Agency,our subsidiaries, affiliates, agents, employees, officers, partners and/or licensors blameless or not liable for any claim or demand, which may include, but is not limited to, reasonable attorney fees, made by any third party which may arise from any content a member or user of our site may submit, post, modify, transmit or otherwise make available through our Services, the use of Solid Health Insurance Agencyservices or your connection with their services, your violations of the Terms of Service and/or your violation of any such rights of another person.

COMMERCIAL REUSE OF SERVICES

The member or user herein agrees not to replicate, duplicate, copy, trade, sell, resell nor exploit for any commercial reason any part, use of, or access toSolid Health Insurance Agency’s sites.

MODIFICATIONS

Solid Health Insurance Services shall reserve the right at any time it may deem fit, to modify, alter and or discontinue, whether temporarily or permanently, our service, or any part thereof, with or without prior notice. In addition, we shall not be held liable to you or to any third party for any such alteration, modification, suspension and/or discontinuance of our Services, or any part thereof.

TERMINATION

As a member of Solid Health Insurance Agency, you may cancel or terminate your account, associated email address and/or access to our services by submitting a cancellation or termination request to info@solidhealthinsuance.com.

As a member, you agree that Solid Health Insurance Agency may, without any prior written notice, immediately suspend, terminate, discontinue and/or limit your account, any email associated with your account, and access to any of our Services. The cause for such termination, discontinuance, suspension and/or limitation of access shall include, but is not limited to:

a) any breach or violation of our TOS or any other incorporated agreement, regulation and/or guideline;

b) by way of requests from law enforcement or any other governmental agencies;

c) the discontinuance, alteration and/or material modification to our Services, or any part thereof;

d) unexpected technical or security issues and/or problems;

e) any extended periods of activity;

f) any engagement by you in any fraudulent or illegal activities; and/or

Furthermore, you herein agree that any and all terminations, suspensions, discontinuances, and or limitations of access for cause shall be made at our sole discretion and that we shall not be liable to you or any other third party with regards to the termination of your account, associated email address and/or access to any of our services.

The termination of your account with Solid Health Insurance Agency, shall include any and/or all of the following:

a) the removal of any access to all or part of the Services offered within Solid Health Insurance Agency

b) the deletion of your password and any and all related information, files, and any such content that may be associated with or inside your account, or any part thereof; and

c) the barring of any further use of all or part of our Services.

LINKS

Either Solid Health Insurance Agency or any third parties, may provide links to other websites and/or resources. Thus, you acknowledge and agree that we are not responsible for the availability of any such external sites or resources, and as such, we do not endorse nor are we responsible or liable for any content, products, advertising or any other materials, on or available from such third party sites or resources. Furthermore, you acknowledge and agree that Solid Health Insurance Agency shall not be responsible or liable, directly or indirectly, for any such damage or loss which may be a result of, caused or allegedly to be caused by or in connection with the use of or the reliance on any such content, goods or services made available on or through any such site or resource.

PROPRIETARY RIGHTS

You do hereby acknowledge and agree that the Solid Health Insurance Agency’sServices and any essential content that may be used in connection with our services (“Software”) shall contain proprietary and confidential material that is protected by applicable intellectual property rights and other laws. Furthermore, you herein acknowledge and agree that any Content which may be contained in any advertisements or information presented by and through our services or by advertisers is protected by copyrights, trademarks, patents or other proprietary rights and laws. Therefore, except for that which is expresslypermitted by applicable law or as authorized by Solid Health Insurance Agency or such applicable licensor, you agree not to alter, modify, lease, rent, loan, sell, distribute, transmit, broadcast, publicly perform and/or created any plagiaristic works which are based on Solid Health Insurance Agency Services (e.g. Content or Software), in whole or part.

Solid Health Insurance Agencyherein has granted you personal, non-transferable and non-exclusive rights and/or license to make use of the object code or its Material and content on a single computer, as long as you do not, and shall not, allow any third party to duplicate, alter, modify, create or plagiarize work from, reverse engineer, reverse assemble or otherwise make an attempt to locate or discern any source code, sell, assign, sublicense, grant a security interest in and/or otherwise transfer any such right in the Software. Furthermore, you do herein agree not to alter or change the Software in any manner, nature or form, and as such, not to use any modified versions of the Software, including and without limitation, for the purpose of obtaining unauthorized access to our Services. Lastly, you also agree not to access or attempt to access our Services through any means other than through the interface which is provided by Solid Health Insurance Agencyfor use in accessing our Services.

WARRANTY DISCLAIMERS

YOU HEREIN EXPRESSLY ACKNOWLEDGE AND AGREE THAT:

a) THE USE OF SOLID HEALTH INSURANCE AGENCYSERVICES AND ALL MATERIAL AND CONTENT ARE AT THE SOLE RISK BY YOU. OUR SERVICES AND CONTENT SHALL BE PROVIDED ON AN “AS IS” AND/OR “AS AVAILABLE” BASIS. SOLID HEALTH INSURANCE AGENCYAND OUR SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES OF ANY KIND WHETHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.
ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM THE SERVICE OR ANY MATERIALS OR CONTENT AVAILABLE THROUGH THE SERVICE WILL CREATE ANY WARRANTY REGARDING ANY OF THE SOLIDHEALTH INSURANCE AGENCY OR THE SERVICE THAT IS NOT EXPRESSLY STATED IN THESE TERMS. TO THE FULLEST EXTENT PERMITTED BY LAW, YOU ASSUME ALL RISK FOR ANY DAMAGE THAT MAY RESULT FROM YOUR USE OF OR ACCESS TO THE SERVICE, YOUR DEALING WITH ANY OTHER SERVICE USER, AND ANY MATERIALS OR CONTENT AVAILABLE THROUGH THE SERVICE. YOU UNDERSTAND AND AGREE THAT YOU USE THE SERVICE, AND USE, ACCESS, DOWNLOAD, OR OTHERWISE OBTAIN MATERIALS OR CONTENT THROUGH THE SERVICE AND ANY ASSOCIATED SITES OR SERVICES, AT YOUR OWN DISCRETION AND RISK, AND, TO THE FULLEST EXTENT PERMITTED BY LAW, THAT YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR PROPERTY (INCLUDING YOUR COMPUTER SYSTEM OR MOBILE DEVICE USED IN CONNECTION WITH THE SERVICE), OR THE LOSS OF DATA THAT RESULTS FROM THE USE OF THE SERVICE OR THE DOWNLOAD OR USE OF THAT MATERIAL OR CONTENT.

b) Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL THE SOLID HEALTH INSRUANCE AGENCY BE LIABLE TO YOU FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES (INCLUDING DAMAGES FOR LOSS OF PROFITS, GOODWILL, OR ANY OTHER INTANGIBLE LOSS) ARISING OUT OF OR RELATING TO YOUR ACCESS TO OR USE OF, OR YOUR INABILITY TO ACCESS OR USE, THE SERVICE OR ANY MATERIALS OR CONTENT ON THE SERVICE, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STATUTE, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT ANY SOLID HEALTH INSURANCE AGENCY HAS BEEN INFORMED OF THE POSSIBILITY OF DAMAGE.

TO THE FULLEST EXTENT PERMITTED BY LAW, AND EXCEPT AS PROVIDED IN SECTION 21.4(iii), THE AGGREGATE POTENTIAL LIABILITY OF THE SOLID HEALTH INSURANCE AGENCY

TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE USE OF OR ANY INABILITY TO USE ANY PORTION OF THE SERVICE OR OTHERWISE UNDER THESE TERMS, WHETHER IN CONTRACT, TORT, OR OTHERWISE, IS LIMITED TO $100.

EACH PROVISION OF THESE TERMS THAT PROVIDES FOR A LIMITATION OF LIABILITY, DISCLAIMER OF WARRANTIES, OR EXCLUSION OF DAMAGES IS INTENDED TO AND DOES ALLOCATE THE RISKS BETWEEN THE PARTIES UNDER THESE TERMS. THIS ALLOCATION IS AN ESSENTIAL ELEMENT OF THE BASIS OF THE BARGAIN BETWEEN THE PARTIES. EACH OF THESE PROVISIONS IS SEVERABLE AND INDEPENDENT OF ALL OTHER PROVISIONS OF THESE TERMS. THE LIMITATIONS IN THIS SECTION 17 WILL APPLY EVEN IF ANY LIMITED REMEDY FAILS OF ITS ESSENTIAL PURPOSE.

c) No Advice.
The Materials are for informational purposes only. No Material is intended to be a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition. Never disregard professional medical advice or delay in seeking it because of something you have read on the Service. If you think you may have a medical emergency, call your doctor or 911 immediately. Solid Health Insurance Agency does not recommend or endorse any specific tests, physicians, products, procedures, opinions, insurance coverage or other information that may be mentioned on the Service. Reliance on any information provided by Solid Health Insurance Agency, Barbara Kempen Solid Health Insurance Agency employees, or other visitors to the Service is solely at your own risk.

NOTICE

Solid Health Insurance Agencymay furnish you with notices, including those with regards to any changes to the TOS, including but not limited to email, regular mail, MMS or SMS, text messaging, postings on our website services, or other reasonable means currently known or any which may be herein after developed. Any such notices may not be received if you violate any aspects of the TOS by accessing our Services in an unauthorized manner. Your acceptance of this TOS constitutes your agreement that you are deemed to have received any and all notices that would have been delivered had you accessed our Services in an authorized manner.

TRADEMARK INFORMATION

You herein acknowledge, understand and agree that all of Solid Health Insurance Agencytrademarks, copyright, trade name, service marks, and other Solid Health Insurance Agency logos and any brand features, and/or product and service names are trademarks and as such, are and shall remain the property of Solid Health Insurance Agency. You herein agree not to display and/or use in any manner the Solid Heath Insurance logo or marks.

COPYRIGHT OR INTELLECTUAL PROPERTY INFRINGEMENT CLAIMS NOTICE & PROCEDURES

Solid Health Insurance Agencywill always respect the intellectual property of others, and we ask that all of our users to the same. With regards to appropriate circumstances and at its sole discretion, Solid Health Insurance Agencymay disable and/or terminate the accounts of any user who repeatedly violates our TOS and/or infringes the rights of others. If you feel that your work has been duplicated in such a way that would constitute copyright infringement, or if you believe your intellectual property rights have been otherwise violated, you should provide to us the following information:

a) The electronic or the physical signature of the individual that is authorized on behalf of the owner of the copyright or other intellectual property interest;

b) A description of the copyrighted work or other intellectual property that you believe has been infringed upon;

c) A description of the location of the site which you allege has been infringing upon your work;

d) The physical address, telephone number, and email address;

e) A statement, in which you state that the alleged and disputed use of your work is not authorized by the copyright owner, its agents or the law; 

f) And finally, a statement, made under penalty of perjury, that the aforementioned information in your notice is the truth and accurate, and that you are the copyright or intellectual property owner, representative or agent authorized to act on the copyright or intellectual property owner’s behalf.

The Solid Health Insurance AgencyAgent for Notice of claims of copyright or other intellectual property infringement can be contacted as follows:

Mailing Address:
Solid Health Insurance Agency
Attn: Copyright Agent
11620 Wilshire Blvd # 900
Los Angeles, CA 90025
Telephone: (310)-909-6135
Fax: (310)-633-8306
Email: info@solidhealthinsruance.com

GENERAL INFORMATION

ENTIRE AGREEMENT

This TOS constitutes the entire agreement between you and Solid Health Insurance Agencyand shall govern the use of our Services, superseding any prior version of this TOS between you and us with respect to Solid Health Insurance AgencyServices. You may also be subject to additional terms and conditions that may apply when you use or purchase certain other services, affiliate services, third-party content or third-party software.

CHOICE OF LAW AND FORUM

It is at the mutual agreement of both you and Solid Health Insurance Agencywith regard to the TOS that the relationship between the parties shall be governed by the laws of the California without regard to its conflict of law provisions and that any and all claims, causes of action and/or disputes, arising out of or relating to the TOS, or the relationship between you and Solid Health Insurance Agencyshall be filed within the courts having jurisdiction within the County of Los Angeles, California. You and Solid Health Insurance Agencyagree to submit to the jurisdiction of the courts as previously mentioned, and agree to waive any and all objections to the exercise of jurisdiction over the parties by such courts and to venue in such courts.

WAIVER AND SEVERABILITY OF TERMS

At any time, should Solid Health Insurance Agencyfail to exercise or enforce any right or provision of the TOS, such failure shall not constitute a waiver of such right or provision. If any provision of this TOS is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of the TOS remain in full force and effect.

NO RIGHT OF SURVIVORSHIP NON-TRANSFERABILITY

You acknowledge, understand and agree that your account is non-transferable and any rights to your ID and/or contents within your account shall terminate upon your death. Upon receipt of a copy of a death certificate, your account may be terminated and all contents therein permanently deleted.

STATUTE OF LIMITATIONS

You acknowledge, understand and agree that regardless of any statute or law to the contrary, any claim or action arising out of or related to the use of our Services or the TOS must be filed within 1 year after said claim or cause of action arose or shall be forever barred.

VIOLATIONS

Please report any and all violations of this TOS to Solid Health Insurance Agencyas follows:

Mailing Address:
Solid Health Insurance Agency
Attn:Barbara Kempen
11620 Wilshire Blvd. # 900
Los Angeles, CA 90025
Telephone: (310) 909-6135
Fax: (310) 633-8306
Email: info@solidhealthinsurance.com