Videos
Trump offers Solution to Cut Medicare Part B Drug Costs
President Trump on October 25th proposed a plan to cut drug costs for Medicare recipients by changing the price negotiation structure for Medicare Part B. From 2011 to 2016, Medicare increased their drug costs for Part B by 59% from $17.6 billion in 2011 to $28...
2019 Open Enrollment Period Has Just Begun!
Starting today, October 15th, 2018 to January 15th, 2019, anyone that is lawfully present California resident can enroll in Affordable Care Act-compliant health insurance without a qualifying life event. During this Open Enrollment Period, you can apply for individual...
Can I Get Subsidized Health Insurance if I am Offered Health Insurance by My Employer?
For most Californians, if you are offered employer-sponsored coverage, you are not eligible for premium tax credits if you apply for a subsidized individual or family health insurance plan through Covered California. One of the questions on a Covered California...
Alphabet’s New $375 Million Investment in Oscar Health
Oscar, an innovative, successful insurance carrier serving Los Angeles, Orange County, and San Francisco for 3 years, has just announced that Alphabet, the parent company of Google, is planning to invest $375 million in the company. Alphabet had previously invested in...
SB 910 May Ban Short-Term Medical Plans in California
With the health insurance tax penalty going away in 2019 for those who do not enroll in Affordable Care Act-compliant health insurance plans, many healthy individuals will be attracted to short-term medical plans as a substitute. Short-term medical plans are designed...
New Restrictions to Medicare Accountable Care Organizations (ACO’s)
The Department of Health and Human Services' Centers for Medicare and Medicaid Services just announced on Thursday, August 9th, 2018, changes to the Accountable Care Organizations to help curb unintended costs. Under the Affordable Care Act, Accountable Care...
2019 Individual Health Insurance Premiums Set to Rise 8.7%
Covered California has just released their 2019 individual market rates increase for the 2019 individual health insurance marketplace. The weighted average rate change will be 8.7 percent. For a wide part of Los Angeles (Region 16) will follow the 8.6 percent...
Small Group Insurance – Understanding the Basics
Are you a small business owner looking to offer group benefits? You must first ask yourself, are you really a small business? What even is a small group in regards to group health insurance? A small group employer in the eyes of the CA Department of Insurance is:...
Association Plans and Their Threat to the ACA
Starting September 1st, 2018, small businesses will have easier access to association health insurance plans due to an executive order President Trump signed on October 12, 2017. The executive order intended to address the limited choice given to small businesses by...
New Challenges to the Affordable Care Act
Under President Trump's administration, we have seen several significant challenges to the Affordable Care Act. In 2017, we saw Trumpcare or the American Health Care Act (AHCA) pass the House yet failed to pass the Senate. However, Trump successfully passed a federal...