Videos
Small Group Insurance – Understanding the Basics
Are you a small business owner looking to offer group benefits? You must first ask yourself, are you really a small business? What even is a small group in regards to group health insurance? A small group employer in the eyes of the CA Department of Insurance is:...
Association Plans and Their Threat to the ACA
Starting September 1st, 2018, small businesses will have easier access to association health insurance plans due to an executive order President Trump signed on October 12, 2017. The executive order intended to address the limited choice given to small businesses by...
New Challenges to the Affordable Care Act
Under President Trump's administration, we have seen several significant challenges to the Affordable Care Act. In 2017, we saw Trumpcare or the American Health Care Act (AHCA) pass the House yet failed to pass the Senate. However, Trump successfully passed a federal...
Graduating from School and In Need of Insurance?
Are you going to or have you recently graduated? If so, congratulations on your success and best of wishes on your career! With graduation season in full-swing, many grads are applying for jobs, preparing resumes, transitioning into careers, going on vacation or even...
Group Health Insurance for the Restaurant Industry
As a restaurant owner or manager, you know first-hand how tough it is to keep costs down while simultaneously retaining your top talent. The restaurant industry is a historically competitive industry with a high turnover with many restaurants "bellying up" within 2...
What Free Preventative Services Are Included in Your Health Insurance Plan
As many of you may know, your health insurance plan under the Affordable Care Act covers one free annual wellness checkup; but, did you also know that your health insurance plan also covers preventative screenings, immunizations and other services free of charge? What...
New Pressure To Negotiate Fair Drug Prices in the USA
With prescription drugs approaching 20% of total medical costs, patients, insurance companies, and government bodies are finally putting pressure on the pharmaceutical industry. Maybe hiring former pharmaceutical executive Alex Azar as Secretary of Health & Human...
5 Tips To Control Your Healthcare Costs
With healthcare costs steadily increasing, it is important for us all to find ways to cut down on healthcare costs. Medical inflation has increased at 3 times the rate of overall inflation since 1960 (roughly 6% a year). Between 2011-2016, health insurance premiums...
Large Hospital Networks and Their Impact on Employee Wages
As employees look to increase their wages while their employers are focused on minimizing costs, medical costs and with that, health insurance premiums, appear to be the elephant in the room. The California Health Care Foundation reported that between 2011 and 2016,...
Why should you buy medical travel insurance while traveling overseas?
Many Californians are getting ready to plan their summer vacations. Destinations like Mexico, Europe, Canada and Asia are on many people's "must visit " lists. With more restrictions on U.S. health insurance, it is most likely that your primary U.S. health insurance...