Videos
How Can I Keep My Small Group Health Insurance Costs In Control While Offering Great Benefit Package to my Employees?
As a small business owner considering offering health insurance in California, you probably have asked yourself, “How can I keep healthcare costs down while offering my employees the coverage they need? There are so many carriers and so many plans, how do I find the...
Tax time is around the corner – do you still need the 1095 form?
With lifting the health care mandate in 2019, many Californians might be confused about their 1095 forms and if they are necessary for filing their 2017 and 2018 taxes. Until there is a change in the written law the 1095 forms are still required. Californians who...
Medical Inflation is Slowing
Have you noticed your health insurance premiums increasing 10-20% a year over the last few years? Unfortunately, these dramatic rate increases over the last few years have been the norm. For the Los Angeles region alone, we saw a 13% weighted average rate increase for...
Dental Insurance
For many people, dental insurance can be easily overlooked since it is secondary to their health insurance. Others may be unaware that the Affordable Care Act requires all health insurance plans to include pediatric dental and vision until the age of 19 at no...
The Special Enrollment Period for Health Insurance in 2018
Many Californians still do not understand why they cannot enroll all the time for health insurance. In order to avoid that people enroll only when they need medical assistance, the Affordable Care Act implemented specific Enrollment Periods. In the Open Enrollment...
What are Qualifying Life Events in the Special Enrollment Period in order to obtain Health Insurance
Have you ever wondered what happens to your health insurance in the case of a major life event such as marriage/divorce, childbirth, moving, turning 26, losing Medi-Cal or employer-sponsored insurance? All of these events are defined as...
Tax Form 1095-A & 1095-B are mailed in January 2018
With the changes in health care currently up for discussion in Washington DC, many Californians might be confused about their 1095 forms and if they are necessary for filing their 2017 taxes. Until there is a change in the written law the 1095 forms are still...
Are You Enrolled in the Right Health Insurance Plan for 2018?
We are approaching the deadlines for both the Medicare Annual Enrollment Period on December 7th and for the Individual Open Enrollment Period which ends December 15th for a January 1st effective date and the Special Enrollment Period for Small Business . Many people...
The 2018 Special Enrollment Period for Small Businesses Begins!
Did you know that from November 15th to December 15th, small businesses can enroll in small business insurance through SHOP Covered California, Anthem, Blue Shield, Aetna, Kaiser, Oscar, California Choice and UHC group health insurance plans without meeting the...
2018 Open Enrollment Period – a hardship for many families who do not to qualify for subsidies
The Open Enrollment Period to enroll in a health insurance plan began November 1st, 2017 through January 31st, 2018 in California. In California, many families who are not eligible for subsidies on Covered California, the premium increase in their health insurance is...