Videos
Graduating from School and In Need of Insurance?
Are you going to or have you recently graduated? If so, congratulations on your success and best of wishes on your career! With graduation season in full-swing, many grads are applying for jobs, preparing resumes, transitioning into careers, going on vacation or even...
Group Health Insurance for the Restaurant Industry
As a restaurant owner or manager, you know first-hand how tough it is to keep costs down while simultaneously retaining your top talent. The restaurant industry is a historically competitive industry with a high turnover with many restaurants "bellying up" within 2...
What Free Preventative Services Are Included in Your Health Insurance Plan
As many of you may know, your health insurance plan under the Affordable Care Act covers one free annual wellness checkup; but, did you also know that your health insurance plan also covers preventative screenings, immunizations and other services free of charge? What...
New Pressure To Negotiate Fair Drug Prices in the USA
With prescription drugs approaching 20% of total medical costs, patients, insurance companies, and government bodies are finally putting pressure on the pharmaceutical industry. Maybe hiring former pharmaceutical executive Alex Azar as Secretary of Health & Human...
5 Tips To Control Your Healthcare Costs
With healthcare costs steadily increasing, it is important for us all to find ways to cut down on healthcare costs. Medical inflation has increased at 3 times the rate of overall inflation since 1960 (roughly 6% a year). Between 2011-2016, health insurance premiums...
Large Hospital Networks and Their Impact on Employee Wages
As employees look to increase their wages while their employers are focused on minimizing costs, medical costs and with that, health insurance premiums, appear to be the elephant in the room. The California Health Care Foundation reported that between 2011 and 2016,...
Why should you buy medical travel insurance while traveling overseas?
Many Californians are getting ready to plan their summer vacations. Destinations like Mexico, Europe, Canada and Asia are on many people's "must visit " lists. With more restrictions on U.S. health insurance, it is most likely that your primary U.S. health insurance...
How Can I Keep My Small Group Health Insurance Costs In Control While Offering Great Benefit Package to my Employees?
As a small business owner considering offering health insurance in California, you probably have asked yourself, “How can I keep healthcare costs down while offering my employees the coverage they need? There are so many carriers and so many plans, how do I find the...
Tax time is around the corner – do you still need the 1095 form?
With lifting the health care mandate in 2019, many Californians might be confused about their 1095 forms and if they are necessary for filing their 2017 and 2018 taxes. Until there is a change in the written law the 1095 forms are still required. Californians who...
Medical Inflation is Slowing
Have you noticed your health insurance premiums increasing 10-20% a year over the last few years? Unfortunately, these dramatic rate increases over the last few years have been the norm. For the Los Angeles region alone, we saw a 13% weighted average rate increase for...