Videos
IRS reports Results of the First Year Individual Responsibility Requirements of the Affordable Care Act
On Tuesday, the IRS announced the results of PPACA’s first year individual responsibility requirements. The report had analyzed 135 of an estimated 150 million tax returns. From this information, it became clear that 76% of Americans had checked the box indicating...
Covered California Announces Affordable 2016 Rates
This month Covered California, our state health insurance exchange, announced the preliminary health insurance rates for 2016. Good news is that for Los Angeles the average rate increase is overall very low, with only 2.5%. California-wide the average health...
Vision Exam Can Detect Health Problems find affordable vision insurance in California.
Did you know that a comprehensive eye exam can not only detect vision problems, but may also be able to detect other health issues? Below are just a few health issues that may be discovered during an eye exam. Diabetes— Diabetes affects the small capillaries in the...
Supreme Court Ruling Confirms Subsidies On Health Care Exchanges Are Available
In a 6-3 decision the Supreme Court of the United States has ruled that federal premium assistance tax credit ("subsidies") will continue to be available for qualified individuals who purchase health insurance at a Federal Marketplace (health care exchange). Their...
Likely Health Insurance Rate Changes for CA Small Businesses in 2016
Many small business owners in California voted for an early renewal option in 2013 to remain on their old group health plans, the so called "grandmother rule". Governor Jerry Brown signed the bill (SB 1446) into law that gave businesses with fewer than 50 employees...
A Lesson Learned in the 2015 Open Enrollment Period
And that is, prescription drug costs can jeopardize the American health care system. With the ending of the Open Enrollment Period, I am just now finding time to share my experience of guiding my clients through this period during the last 6 months. Based on the...
Growth in CA’s Individual Health Insurance Market
Why might you be asking? Because of the Affordable Care Act. With the implementation of the Affordable Care Act, the health insurance market has raised by 64%, resulting in nearly 2.2 million Californians buying individual health insurance within the last year. As of...
Assurant To Leave California Health Insurance Market In 2016
Assurant, a company who just recently successfully entered the California market, has just announced that they are leaving the health insurance market in 2016, all together. Why could this be? All health insurance carriers are receiving the costs of implementing the...
Paying Cash for Health Insurancein California at 7-Eleven ?
According to an article published by NPR, Californians are now able to pay cash for their monthly health insurance premiums at over 680 locations across California. The L.A. Care health insurance, one of the carriers offered at Covered California, is available at...
Lesson To Learn From The German Wings Tragedy
Many of my clients ask me how I feel about the disaster of the German Wings airplane crash, being an American/German citizen. This tragedy not only saddens me, but is also incomprehensible. A NPR interview with Kenneth Feinberg, the Attorney who was in charge of the...