Videos
No Immediate CA Impact For Health Care Subsidy Ruling
Two federal appeals courts have recently issued contradictory rulings on whether individuals enrolling in health plans offered through federal government Marketplaces are eligible for subsidies to help pay for their coverage. These ruling has no impact for California...
Information On The Late Payment Grace Period
Grace periods differ for health insurance policy holders with government subsidies. Did you know that heath insurance members have different grace periods for overdue payments on their health insurance depending on whether or not they get a government subsidy to help...
Should 65-Year-Old Veterans Apply For Medicare?
65 year-old veterans who are receiving Veterans Administration (VA) benefits do not have to apply for Medicare. However, there are several reasons why applying for Medicare could be advantageous for them. Using both VA benefits and Medicare allows Veterans to see more...
Health insurance cancellation due to missed premium payments needs to be revised
With the introduction of the Affordable Care Act , and the intention that every American should be enrolled in health insurance, the cancellation policy due to missed payment of the insurance carriers need to be revised. In the last 2 months especially Anthem in...
IRS Penalties For Employers Sending Employees To The Individual Marketplace
California employers falsely believed that they could shift health costs to the government by sending their employees to a health insurance exchange (with a tax-free contribution of cash to help pay premiums). However, the Obama administration has objected to this...
Covered California launched a limited Open Enrollment Period for COBRA policyholders
Covered California launched a two-month limited open enrollment period for COBRA health insurance policyholders who want to transition to a health plan offered through the state health insurance exchange. Background COBRA -- or the Consolidated Omnibus Budget...
Health Saving Account Inflation Adjustment for 2015 slightly increased
The IRS has released the 2015 inflation-adjusted amounts for health savings accounts (HSAs) in Rev. Proc. 2014-30. For 2015, HSA contribution limits and high deductible health plan (HDHP) out-of-pocket maximums are up slightly over 2014, while HDHP minimum required...
Frustrations Within California’s Health Insurance Companies
Many Covered California members, doctors and even agents are frustrated with the treatment of Health Insurance Companies in California. Doctors who were originally enrolled in Covered California's health insurance networks are deciding to drop out. For them, the...
Affordable Health Insurance Changes With The Affordable Care Act
With the implementation of the Affordable Care Act, many small business will transition into 2014 with the new metallic plans. Before making that change those business will not only need to be informed, but they will also have to educate their employees about the...
Special Enrollment Period – what are the qualifying events to sign up for health insurance in California
The 2014 Open Enrollment period for obtaining health insurance is over in California . After that period, the Special Enrollment Period begins. The Special Enrollment Period runs from April 1st through November 15 2014 and it allows Californians, who experience a...