Videos
Health Insurance Options after Graduation
Congratulations to the Class of 2022 graduates! With graduations in full swing, now is the time to start seriously planning for your future. One important subject to consider is your health and, with that, your health insurance. Are you starting a job that offers...
New Mandatory Retirement Plans for Businesses with 5+ Employees
Starting in June, any California employer with 5 or more W-2 employees will be required to offer a qualified retirement plan to their employees. California introduced its own affordable retirement plan called CalSavers last year which is a Roth Individual Retirement...
Free Preventative Care In Your Health Insurance
Any health insurance plan regulated by the Affordable Care Act offers 10 essential health benefits, including free preventative care. What exactly is preventative care? It is care that helps detect and prevent serious illness. Everyone should be taking advantage of...
Changes to 2023 HSA Contribution Limits
In 2023, there are major increases to the HSA or Health Savings Account contribution limits. An HSA or Health Savings Account is a tax-advantaged investment account that can be withdrawn from for qualified medical expenses tax-free. The funds you deposit into an HSA...
Reasons to Book Travel Insurance For Your Next Trip
With many people in the middle of planning their summer vacation, it is important to review how your health insurance functions outside of the United States. With all individual and family health insurance plans, you are only covered outside of California in case of a...
Life Insurance For Mothers
With Mother's Day on May 8th, this is the time to celebrate the mom or the soon-to-be mom in your life. When we think of mothers, we think of enduring love, a hard-working multitasker, a disciplinarian, a teacher, and a friend. A great way to show love for your mom or...
Review & Update your Income Reported on Covered CA
Many members enrolled in health insurance through the Covered California exchange accept premium assistance based on their income, age, zip code, and household size. If you are enrolled in health insurance through Covered CA, please make sure to do, at minimum, an...
Can I offer my employees a health insurance stipend?
For many small businesses, setting up employee health insurance and other plans may seem too complicated. Many small businesses share a common question, "Can I offer my employees a stipend in lieu of a health insurance plan?" Employers certainly can offer stipends to...
Proposed Solution to “Family Glitch” Rule
On April 6th, 2022, the Biden administration proposed a change to how the IRS calculates the affordability of health insurance for employees and their families. The affordability test is used to calculate if a household is eligible for premium assistance through...
1095 & 3895 Health Insurance Tax Forms
As many Americans are still preparing their taxes before the April 18th deadline, please make sure that you have your 1095 (federal) & 3895 (state) tax forms and provide them to your tax preparer as they are required to complete your taxes. In California, there is...