by Barbara Kempen | Nov 26, 2015 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica
A very low-key Special Enrollment Period for small businesses seeking group health insurance in 2016 ends on Monday, December 15th, 2015 in California . During this brief time period , from November 15th to December 15 2015, Small businesses who are seeking health...
by Barbara Kempen | Nov 24, 2015 | Uncategorized
If you are only insured for part of the year, your penalty will be changed to reflect that portion only (vs. you having to pay as if you missed the whole year). For gaps in coverage of less than three months, you won’t have to pay a penalty. After 2016, a new change...
by Barbara Kempen | Nov 19, 2015 | Uncategorized
Did you ever have the issue in the past that your prescriptions were not covered under your health insurance plan? Or that they had a separate out-of-pocket maximum as well as a separate deductible? Thankfully, that has changed under the Affordable Care Act (ACA). Now...
by Barbara Kempen | Nov 15, 2015 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Uncategorized
Picking a health insurance plan can be a tough choice. Start by writing down the main features of the plans you are considering, and compare them with each other. Be sure to write down any questions you have regarding the plans, and look information up along the way....
by Barbara Kempen | Nov 12, 2015 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica
So, you have paid the out-of-pocket maximum (rates varying depending on what type of plan you have) under the Affordable Care Act. Does this mean that everything else is now covered? Unfortunately not. Despite having hit the maximum, you will still have to pay any...
by Barbara Kempen | Nov 1, 2015 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Uncategorized
The answer to this question is a resounding no. Reevaluate your health plan and your needs every year. Never stay with a plan just because it’s convenient! Always be looking into new plans, or changes that might be occurring with your current plan....
by Barbara Kempen | Oct 30, 2015 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Uncategorized
Shopping the health insurance marketplace is always a possibility, even if your employer is already offering healthcare. However, if you do end up choosing to leave your work-based plan for an individual insurance health plan via Covered CA or outside the exchange,...
by Barbara Kempen | Oct 27, 2015 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica
One of the key factors to decide if a given health plans is the right plan for you , is to check if the hospitals and doctors you prefer are in the network of the insurance carrier. For Los Angeles in 2016 the networks of Blue Shield and Anthem are growing and both...
by Barbara Kempen | Oct 5, 2015 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Santa Monica
With the implementation of the Affordable Care Act many Californians will receive subsidies based on their modified adjusted gross income (line item 38 on your 1040 tax form or line 22 of your 1040A form) and the Federal Poverty Level. For the year 2016, Covered...
by Barbara Kempen | Oct 1, 2015 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Santa Monica, Uncategorized
The Open Enrollment Period for 2016 starts November 01 and Ends January 31st. If you picked a health plan policy, but have determined that it doesn’t suit your needs. Now starting November 1st is your chance to switch your current health plans. Good News for all...
