by Barbara Kempen | Mar 25, 2026 | Affordable Health Insurance, Covered California, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Indemnity Plans, Medicare
If you live in Santa Monica, Pacific Palisades, Malibu, or Brentwood and are over 55, you may have noticed a growing trend: even financially stable individuals are increasingly choosing Bronze health plans to keep monthly premiums manageable. At first glance,...
by Barbara Kempen | Mar 25, 2026 | Affordable Health Insurance, Covered California, Federal Poverty Level, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, HSA, Special Enrollment Period
Each year, the federal government updates the Federal Poverty Level (FPL). These guidelines help determine eligibility for many public assistance programs. In California, the FPL plays an important role in health coverage eligibility. It helps determine whether...
by Barbara Kempen | Feb 20, 2026 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Member Benefits, Preventative Care
As we move further into 2026, one of the most valuable benefits included in your health insurance plan is also one of the most overlooked: preventive care. Scheduling a covered wellness visit with your in-network physician may require planning ahead. Many medical...
by Barbara Kempen | Feb 20, 2026 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Member Benefits, Prescription Drugs, TrumpRX
On February 5, 2026, the federal government officially launched TrumpRx, a new prescription drug pricing platform designed to help Americans access lower cash prices on prescription medications. The announcement includes a detailed fact sheet released by the White...
by Barbara Kempen | Feb 20, 2026 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Special Enrollment Period
Beginning February 1, 2026, the Special Enrollment window opens. From February 1 through October 31, 2026, individuals who want to sign up for coverage or modify their current plan must have experienced a qualifying life event within the previous 60 days. Listed below...
by Barbara Kempen | Nov 28, 2025 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, IRMAA, Medicare
The Income-Related Monthly Adjustment Amount (IRMAA) is an additional charge that some Medicare beneficiaries must pay on top of their standard Part B and Part D premiums. This surcharge is based on your Modified Adjusted Gross...