How to be Critical Illness Prepared: Prioritizing Your Team’s Well-Being

Have you considered the importance of prioritizing your team’s well-being by proactively addressing critical illnesses within your workplace? Imagine your team as a crew sailing toward shared goals. But what if a storm—a critical illness—threatens their journey?...

Life Insurance for Moms: Protecting Your Family’s Future

May is still an excellent time to honor and appreciate the incredible women in our lives. From working moms and single moms to caregivers, stay-at-home moms, and grandmothers. These women play vital roles in our families and communities. One way to show our love and...

The Pharmacy Benefit Managers (PBMs) Unveiled: Your Guide to Understanding Prescription Drug Costs

Navigating the healthcare system can sometimes feel like solving a puzzle, especially when figuring out who sets the price of your medications. One key part of this puzzle involves Pharmacy Benefit Managers, also known as PBMs. They have a big but often overlooked...

Navigating Uncertainty: Blue Shield vs. Providence Negotiation Standoff

In the ever-evolving healthcare landscape, negotiations between insurance carriers and healthcare systems are critical for ensuring patients have access to the care they need and premiums they can afford. However, recent events have highlighted the challenges and...

Federal Poverty Level (FPL) for 2024

The Federal Poverty Level ( FPL) is a benchmark to assess individuals’ and families’ income levels relative to the federal poverty threshold. In California, health insurance premiums frequently adapt positively based on income in relation to the FPL....
Special Enrollment Period 2024

Special Enrollment Period 2024

Starting February 1, 2024, the Annual Open Enrollment Period ends and the Special Enrollment Period begins. During the Special Enrollment Period from February 1st to October 31st, 2024, anyone seeking to enroll in or change their existing health insurance must have...