How cafeteria plans benefit both the employer and employees

How cafeteria plans benefit both the employer and employees

If you have a business that offers your employees health, dental, vision or life insurance with employee contributions you should strongly consider implementing a Cafeteria plan. Don’t let the name fool you, it has nothing to do with the consumption of any...
Is an IUL right for you?

Is an IUL right for you?

Is an Indexed Universal Life (IUL) insurance policy right for you? IULs have exploded since the late 1990’s thanks to Transamerica which first started offering these products in 1997. Now, most major life insurance carriers offer IULs, Term and/or Whole Life...
Do you still need your 1095 form for 2019?

Do you still need your 1095 form for 2019?

As Tax Day approaches on April 15th, the 1095 form should already be mailed out to you. Your 1095 form is a medical statement used to show the IRS that you were enrolled in a qualified health insurance plan throughout the calendar year. You should treat your 1095...
2019 Individual Health Insurance Premiums Set to Rise 8.7%

2019 Individual Health Insurance Premiums Set to Rise 8.7%

 Covered California has just released their 2019 individual market rates increase for the 2019 individual health insurance marketplace. The weighted average rate change will be 8.7 percent.  For a wide part of Los Angeles (Region 16) will follow the 8.6 percent...