by Barbara Kempen | Oct 30, 2010 | Uncategorized
With all the changes in the Health Insurance Industry there has been never a more important time than now to review with me, your agent in West Los Angeles, your current health insurance. What is your yearly deductible and out-of-pocket maximum, which will renew in...
by Barbara Kempen | Oct 20, 2010 | Uncategorized
Brentwood one of the most beloved areas on the Westside of Los Angeles, will be hard hit with the 2011 Estate Tax Laws. Many of us own home in the 1Mio- 2 Mio range and have 401k savings and other investments. Read this interesting article and see your possible tax...
by Barbara Kempen | Oct 6, 2010 | Uncategorized
Wondering what “grandfather” or “grandfathered plan ” means in the health care reform law. If an employer keeps the same coverage it had on March 23, 2010 – the date the law took effect – the plan may be considered a “grandfathered” plan. This...
by Barbara Kempen | Oct 5, 2010 | Uncategorized
September 23 was crucial because that’s when the biggest changes (so far) took effect in the Patient Protection and Affordable Care Act (PPACA). Here’s a summary from the government’s website on healthcare reform. After September 23, 2010 on any new group insurance...
by Barbara Kempen | Aug 30, 2010 | Uncategorized
Effective September will be a new “Preexisting condition insurance Plan’ (PCIP) in California available. It is for Individuals, who are legal citizen or legal resident alien, who were denied by private insurance carrier due to pre existing condition and...
by Barbara Kempen | Aug 26, 2010 | Uncategorized
Many young people avoid the topic of life insurance, as the topic of death is making everyone uncomfortable and it is far away. We all hope to live a long life but statistically some of us won’t have the opportunity. Each year, roughly 465,000 Americans will die...
by Barbara Kempen | Aug 19, 2010 | Uncategorized
Back to school can be a time of mixed feeling. Happy for getting back to a routine for your family, sad as time just flew by and you can’t believe that Summer is almost over. Now it is time for parents and children alike to start preparing for a new adventure...
by Barbara Kempen | Aug 4, 2010 | Uncategorized
The Ronal Reagan UCLA Hospital has cost over 1 Billion US-Dollar to built, this is a building for 525 beds. If you do the math each bed cost $ 1.904,762 Million Dollar. How come that no one is questioning the cost! Maybe now it makes more sense why a 2 hour outpatient...
by Barbara Kempen | Jul 22, 2010 | Uncategorized
Fact Sheet on Establishing the Web Portal The Affordable Care Act establishes an internet portal to help individuals and small businesses identify insurance options in their state. The web portal will help consumers navigate their options in the...
by Barbara Kempen | Jul 22, 2010 | Uncategorized
Reclaiming the Future At 76 million strong, the “baby boom” generation represents the largest, wealthiest, and most influential segment of the U.S. population. Yet, this “power generation” will face one of the most pronounced retirement income challenges in history....
