Obama asked for Latinos and Young people to enroll in the state exchange of California

by | Jun 14, 2013 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica

Last week President Barack Obama  encouraged the uninsured Californians or those paying high prices for health insurance to sign up for coverage in the California State Exchange Covered California, beginning October 1st. Obama used this trip to California to highlight...

Health Insurance Carrier are announcing their yearly Medical Loss Ratio Reports in California

by | Jun 8, 2013 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica

The Affordable Care Act (health care reform law) requires health plans to meet a minimum medical loss ratio (MLR) , which varies according to market. Health insurance issuers must meet a minimum medical loss ratio of 85% in the fully insured large group market and 80%...

What are Navigators and will they replace health insurance agent in California?

by | Jun 7, 2013 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica

With the implementation of the state exchange there will be also so called “Navigators” trying to assist consumers to understand the new exchange. In contrast to a licensed insurance agent, who has passed exams and had a complete background check including...

California Workers in High-Deductible Health Plans utilize less Preventive Health Care

by | Jun 5, 2013 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica

Accordingly to a study published this week in  Health Affairs Modern Physician U.S. workers made fewer visits to their physicians and pharmacies after their employers moved them into a high-deductible health plan with a health savings account. The findings indicate...

Covered California announces that Anthem, Blue Shield and Kaiser will participate in California in the State Exchang

by | May 23, 2013 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica

Covered California announced today the insurance carrier who will participate in California’s State Health Exchange.  Anthem Blue Cross, Blue Shield of California and Kaiser Permanente — which account for nearly 87% of the individual market in the state...