Will not my employer be required to provide health insurance with the Obamacare in Santa Monica ?

Many Americans are under the believe that with introduction of the Obamacare in 2014 all employers have to to offer health insurance in Santa Monica and the rest of the country. This is not the case . The Obamacare  ( the Affordable Care Act ) requires only certain...

When can I buy health insurance through the State Health Insurance Exchange in California

Many clients of mine asking me when can I buy health insurance through the California State Exchange and can my agent assist me to navigate through the system. The health insurance exchange , Covered California, will open October 1st, 2013 and continue enrollment...

Will I be able to buy health insurance on the state health exchange, covered CA, in California if I have a pre-existing health condition?

Good News for everyone  in California, who got denied health care coverage due to pre-existing health conditions, can in 2014 obtain health insurance through the state health exchange or any private exchange. Starting in 2014, insurance companies will be required to...

How much will it cost to buy health insurance on the state health exchange, Covered California, In California

Although we do not have the final rates yet for the health insurance premium for the state health exchange in California, Covered CA, we know the main factor which will determine the premium of the state exchange.   1) Age, Regional Area and smoking status 2) How...

Are small business owners on California concerned about the healthcare reform?

In 2014 small business owners in California  have to implement the  Affordable Care Act (ACA) as part of the health care reform.  ACA  requires business with 50 or more full-time workers to provide a minimum level of affordable health care coverage or pay a penalty,...