Welcome to Solid Health Insurance Services!
Our mission is to find affordable health insurance, life insurance and long term care insurance, which best fits your individual, family and small business needs!
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Biography of Barbara Kempen
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Latest Blogs
Covered California Announces 2025 Health Plans and Rates: What You Need to Know
What You Need to Know Covered California has released its preliminary health plan rates for 2025, revealing an average rate increase of 7.9%. Despite various challenges such as higher health care usage, increased pharmacy costs, rising care expenses, and labor...
Don’t Forget to Update Your Health Insurance Now, 2024 Graduates
Cheers to all the new graduates of 2024! Celebrating the Class of 2024! This year's graduates have faced many challenges, from dealing with the COVID-19 pandemic to navigating various protests. Despite these difficulties, they have shown incredible resilience and...
Wedding Season Check-up: Why Newlyweds Should Review Their Health and Life Insurance!
The wedding season 2024 has begun. Summer is the favorite time for couples to say "I do." Beyond the joy of merging lives, marriage often means combining finances. When you start a life together, you should add life insurance to secure your future together. Next to...
10 Tips to Find Affordable Health Insurance in the Affordable Care Act (aka Obamacare)
TIP # 1 - Shop the insurance market - on and off the State Health Insurance Exchange- Covered California
Tip #2 - Will I qualify for a financial subsidy?
Tip #3 - Will my doctor and hospital be in the network?
Tip #4 - How will the insurance premium vary in California?
TIP # 5 Do not use out-of-network doctors
TIP #6 - Pay for Brand Prescription
TIP #7 - Go into Higher Deductible Plans - or Limited Doctor Visits
TIP #8 - Add Supplemental Insurance
TIP #9 - Always Read the Out-Of-Pocket Maximum
Inside the Networks of an Insurance Carrier’s Health Plan, Platinum Plans have a maximum out-of-pocket limit for an individual of $3,350, for a family of $6,700. Gold plans have an out-of-pocket maximum of $6,000 for an individual, $12,000 for a family while the Silver and Bronze Plans have an out-of-pocket maximum of $7,000 for an individual, $14,000 for a family.
Outside the Networks of an Insurance Carrier’s Health Plan, the out-of pocket maximum can be considerably higher.
Tip #10 - Contact Solid Health Insurance Service - Your Insurance Agent
Call 310-909-6135 for Free Quote
We look forward to building a solid relationship with you.
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