Videos
COVID-19 Vaccinations, will my health insurance cover it?
On December 10th the Pfizer/BioNTech's COVID-19 vaccine and on December 18th Moderna with their mRNA-1273 vaccine received the FDA emergency release authorization for their Covid-19 vaccines. Due to the fact that initial supply is scarce in comparison to demand, the...
Special Enrollment Period for Small Businesses
With COVID-19 continuing to spread across the US, employees are relying upon their employers, now more than ever, to provide affordable health insurance to protect them during this time. From November 15th to December 15th, group health insurance carriers are offering...
How will the Supreme Court Rule on the ACA?
The Supreme Court is expected to begin hearing legal arguments over the constitutionality of the Patient Protection and Affordable Care Act or PPACA, more commonly referred to the ACA for short, on November 10th, 2020 with a ruling expected by June of 2021. One of the...
New Labor Laws for Workers Comp, Classification of Employees and Paid Sick Leave
With COVID-19 causing much uncertainty for employers, California has introduced several new bills to address workers compensation, the classification of employees as well as on employee paid sick leave to protect employees during these unprecedented times. Please...
What are the changes to my health insurance in 2021?
Surprisingly, despite us still being in the middle of the Covid-19 pandemic, for 2021, we are seeing a record low rate increase of a weighted average of 0.6% through Covered CA and across the state of California. If you shop and switch to the lowest-cost silver plan,...
Free COVID-19 Testing, Treatment & Preventative Care
Did you know that your health insurance has waived member cost-shares for COVID-19 screening, testing, and treatment just like it does for preventative care? Since the COVID-19 pandemic began in the US, the insurance carriers have responded by making both testing and...
Extended Special Enrollment Period through end of 2020 due to Wildfires
On August 24th, Covered CA announced that it is extending the Special Enrollment Period through the end of 2020 for those impacted by the recent fires affecting the entire state of California. With more than 500 fires raging across California, Covered CA has announced...
Back to School during COVID-19
This year "the "Back-To-School Season" is marked with much uncertainty and creates a heavy burden for many families in California. As the CDC so appropriately expresses " everyone's goal is to prioritize the reopening of schools as safely and as quickly given the many...
Pandemic Unemployment Assistance Extended by Executive Order
On August 8th, 2020, President Donald J. Trump signed an executive order called "Authorizing the Other Needs Assistance Program for Major Disaster Declarations Related to Coronavirus Disease 2019" to grant an extension of the Pandemic Unemployment Assistance....
Covered CA has announced a statewide rate increase of 0.6% for 2021
Covered California released on August 4th, 2020 the weighted average rate increases in California for the individual and family health insurance market. Rates on average are increasing 0.6% statewide in 2021, setting a new record low and beating the 0.8% rate increase...