Videos
Pros & Cons of Oscar and Blue Shield during COVID-19
In Los Angeles & Orange County, we have 6 different insurance carriers for the individual & family market. Many of our clients are considering choosing between Oscar's EPO vs Blue Shield's PPO as they both offer top hospital systems in the region. We will go...
Fed Replenishes PPP Plus New Funding for Hospitals
After the Paycheck Protection Program ran out of its $349 billion in forgivable loans through the Small Business Administration within just 13 days, President Trump signed into law on April 24th the expansion of funds initially approved through the CARES Act or the...
New Qualified Expenses for HSAs, FSAs & HRAs
The new CARES Act or Coronavirus Aid, Relief, and Economic Security Act expands the list of qualified expenses for HSAs (Health Savings Accounts), FSAs (Flexible Spending Accounts), and HRAs (Health Reimbursement Accounts). These accounts are funded by employees...
The Families First Coronavirus Response Act – Employer Paid Leave Requirements
As an employer, you may be responsible for providing paid sick leave to your employees under the new Families First Coronavirus Response Act or FFCRA. The new law is in force through December 31st, 2020 to protect employees and their families from a loss of income due...
What is PPP (Paycheck Protection Program)?
The Paycheck Protection Program is a loan program through the U.S. Small Business Administration that grants up to $349 billion in forgivable loans to businesses with 500 or fewer employees as a part of the CARES Act. The program runs from April 3rd to June 30th,...
Get your Prescriptions Mailed to your Door
Have you ever struggled to visit the pharmacy to pick up your prescriptions but you were feeling too sick to get out of bed? Instead of going outside the house and likely getting more sick or even getting others sick, why not order your prescriptions via mail order?...
Insurance carriers are replying to Coronavirus
Blue Shield just announced that it follows Governor Newsom's action to expand COVID-19 coverage to promote the health, safety, and well-being of all Californians. Starting immediately, Blue Shield is waiving all cost-sharing and any prior approval for COVID-19 testing...
New Qualifying Life Events from Covered California!
As the Open Enrollment Period for health insurance ended on January 31st, we are now in the Special Enrollment Period from February 1st to October 31st, 2020. During this period, you must have a qualifying life event such as recently moved, lost employer-sponsored...
Tax Form 1095-A & 1095-B are mailed in February 2020
Many Californians might be confused about their 1095 forms and if they are necessary for filing their 2019 taxes. For 2019 the tax penalty for not having health insurance was eliminated , however in 2020 California will reintroduce the tax penalty for not carrying...
The Special Enrollment Period for Health Insurance in 2020
Many Californians still do not understand why they cannot enroll all the time for health insurance. In order to avoid that people enroll only when they need medical assistance, the Affordable Care Act implemented specific Enrollment Periods. In the Open...