Videos
The 2017 Open Enrollment Period Begins Now!
The Open Enrollment Period for health insurance is from November 1st, 2016 to January 31st, 2017. During this period, you may change your health insurance plan and/or carrier for the 2017 year. Beginning January 1st, 2017, all Covered California individual members...
Will you qualify for a subsidy in your health insurance premium for 2017?
Californians are receiving their renewal rates for 2017 and are surprised by the steep increases in health insurance. Covered California offers subsidies if your modified adjusted gross income falls below the 400 % Federal Poverty LevelĀ (line item 38 on your 1040 tax...
Helpful Tips for Small Businees owners to buy group health insurance in 2017
Many California's small business owners areĀ considering buying group health insurance to attract new employees and keep current employees.With the steep increase of individual health insurance premium of statewide average of 13.2% and for PPO policyholders increases...
Substantial Health Insurance Premium increase in 2017 will have Californians rethink their health plan choices
Health Insurance Premiums for individual policyholders will be increasing substantially in 2017. Covered CaliforniaĀ announced a state-wide average increase of 13.2 %, while PPO carriers Anthem and Blue Shield reported increases of 19.9% and higher. In contrast to...
Health Concerns May Loom for Seniors in Coming Years
United Health Care publishes each year a remarkable Senior Report. With so many baby boomers going into retirement in the next 3 decades, it is projected that the senior population will double from currently 43.1 million to 83.7 million 2050. These will bring...
Getting Married? Wondering how will it impact your health and life insurance needs?
Getting married is exciting and a wonderful positive life event in oneās life. However, many couples canĀ get overwhelmed by so many options in wedding planning that they do not find the time to sit down and think about critical questions in their joint life, with...
Getting a divorce – how will it impact your health and life insurance?
Getting a divorce brings a new type of change to your everyday life. For some people this change is wanted, yet for others, it is unexpected and heartbreaking. For all of us though, it is a change, requiring one to revisit all aspects of oneās financial planning and...
You lost your work with health insurance, what are your options to obtain health insurance?
When one loses their job with health insurance, next to finding a new job, an important aspect to consider is how to find suitable health insurance for you and your family. With the Implementation of the Affordable Care Act and the mandate of carrying health insurance...
Confused about 1095 forms and the implications for filing 2015 taxes
Many Californians might be confused about 1095 forms and how they are to be used for filing their 2015 taxes. Californians who applied for health insurance through Covered California or Federal Market Exchange in 2015 should have received, at the beginning of...
Why choose a health insurance broker instead of going straight to the insurance carrier?
With the implementation of the Affordable Care Act and the many more choices available, consumers asking themselves whether they should choose to go directly to an insurance carrier, go to the state exchange Covered California site, or instead go to an insurance...