Videos
Medicare Cost Sharing in 2013
Each year the medicare cost sharing rise slightly in the California and the rest of the United States. Here are the cost sharings for your medicare benefits in the year 2013. Monthly Part B Premium - $ 104.90 ( some beneficiaries may be subject to higher Part B...
Will not my employer be required to provide health insurance with the Obamacare in Santa Monica ?
Many Americans are under the believe that with introduction of the Obamacare in 2014 all employers have to to offer health insurance in Santa Monica and the rest of the country. This is not the case . The Obamacare ( the Affordable Care Act ) requires only certain...
When can I buy health insurance through the State Health Insurance Exchange in California
Many clients of mine asking me when can I buy health insurance through the California State Exchange and can my agent assist me to navigate through the system. The health insurance exchange , Covered California, will open October 1st, 2013 and continue enrollment...
Will I be able to buy health insurance on the state health exchange, covered CA, in California if I have a pre-existing health condition?
Good News for everyone in California, who got denied health care coverage due to pre-existing health conditions, can in 2014 obtain health insurance through the state health exchange or any private exchange. Starting in 2014, insurance companies will be required to...
How much will it cost to buy health insurance on the state health exchange, Covered California, In California
Although we do not have the final rates yet for the health insurance premium for the state health exchange in California, Covered CA, we know the main factor which will determine the premium of the state exchange. 1) Age, Regional Area and smoking status 2) How...
What happened in 2014 when I do not have health insurance in California?
In the most recent years I came across of many Angelenos who just could not afford the health insurance premium and opted out not to carry health insurance. In Los Angeles alone the percentage of uninsured is 25 %. Starting in January 2014, most individuals will be...
Are small business owners on California concerned about the healthcare reform?
In 2014 small business owners in California have to implement the Affordable Care Act (ACA) as part of the health care reform. ACA requires business with 50 or more full-time workers to provide a minimum level of affordable health care coverage or pay a penalty,...
Small Business Owners need to learn about SHOP – the state health insurance exchange in 2014
The Health care reform law mandates that California implements a Group Health Insurance Exchange, called SHOP, the Small Business Health Option Program, in which Small Business can buy their health insurance. Initially in 2014, SHOP exchanges will limit eligibility...
How does the Individual Health Insurance Market will look like in Santa Monica in 2014?
With all the media one wonders how the Individual Health Insurance Market look like in Santa Monica in 2014. Starting in 2014, the health insurance market in Santa Monica and the rest of California should be simpler and more affordable for Individuals and Families to...
Blue Shield and Aetna refuse to lower rate increase – is this a result of Obamacare?
Despite objections from the California Insurance Department, health insurance carrier Blue Shield of California and Aetna Inc. are proceeding with double-digit rate increases that state officials said were unreasonable. The rising cost of hospital and physician...