Videos
Prioritize Preventive Care: Maximize Your Health Benefit in 2026
As we move further into 2026, one of the most valuable benefits included in your health insurance plan is also one of the most overlooked: preventive care. Scheduling a covered wellness visit with your in-network physician may require planning ahead. Many medical...
TrumpRx Explained: How the New Federal Drug Pricing Platform Works
On February 5, 2026, the federal government officially launched TrumpRx, a new prescription drug pricing platform designed to help Americans access lower cash prices on prescription medications. The announcement includes a detailed fact sheet released by the White...
Special Enrollment Period 2026: When It Starts and Who Qualifies
Beginning February 1, 2026, the Special Enrollment window opens. From February 1 through October 31, 2026, individuals who want to sign up for coverage or modify their current plan must have experienced a qualifying life event within the previous 60 days. Listed below...
IRS Form 1095-A : What YOU Need for your 2025 Tax Filing
As part of our commitment to keeping you informed, we want to remind you about the importance of IRS Form 1095-A, a key document for anyone enrolled through Covered California. What Is Form 1095-A? The 1095-A is a federal tax document issued by Covered California. It...
Register your Health Insurance Card Online for 2026
By now, you should have received your new health insurance ID card for 2026. Please take a moment to register your card online. This will allow you to: Find doctors and specialists in your plan’s network Review your benefits and claims Make your monthly...
Understanding IRMAA: What You Need to Know for 2026
The Income-Related Monthly Adjustment Amount (IRMAA) is an additional charge that some Medicare beneficiaries must pay on top of their standard Part B and Part D premiums. This surcharge is based on your Modified Adjusted Gross...
2026 Health Savings Account (HSA) Updates: Big Beautiful Bill Explained
What is a Health Savings Account (HSA)? A Health Savings Account (HSA) works much like a “medical IRA.” It’s a tax-advantaged savings account designed to help individuals with High Deductible Health Plans (HDHPs) pay for qualified medical expenses. Significant changes...
Covered California 2026 Benefit Structure: What You Need to Know
As we move closer to 2026, Covered California has released its updated standard benefit designs for all health plan tiers. These designs outline the core structure of every plan offered through the marketplace, including deductibles, copays, coinsurance, and...
Covered California 2026 Rates Announced- What Enrollees Must Know Now
Covered California has released its 2026 rates, and for Los Angeles County – Southwest (Region 16), the average increase will be 10.0%. That’s close to the statewide average of 10.3%, but the real concern isn’t just the rate change—it’s what could happen if Congress...
CMS Final Rule: Big ACA Changes Ahead for 2026 Coverage
In July 2025, the Centers for Medicare & Medicaid Services (CMS) finalized new rules for the Affordable Care Act (ACA) Marketplaces. These changes aim to improve the program’s integrity, reduce fraud, and ensure that only those who truly qualify receive subsidies....