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Review & Update your Income Reported on Covered CA

Review & Update your Income Reported on Covered CA

by Barbara Kempen | Apr 27, 2022 | Affordable Health Insurance, Covered California

Many members enrolled in health insurance through the Covered California exchange accept premium assistance based on their income, age, zip code, and household size. If you are enrolled in health insurance through Covered CA, please make sure to do, at minimum, an...
Can I offer my employees a health insurance stipend?

Can I offer my employees a health insurance stipend?

by Barbara Kempen | Apr 25, 2022 | Uncategorized

For many small businesses, setting up employee health insurance and other plans may seem too complicated. Many small businesses share a common question, “Can I offer my employees a stipend in lieu of a health insurance plan?” Employers certainly can offer...
Proposed Solution to “Family Glitch” Rule

Proposed Solution to “Family Glitch” Rule

by Barbara Kempen | Apr 8, 2022 | Affordable Health Insurance, Tax Credits

On April 6th, 2022, the Biden administration proposed a change to how the IRS calculates the affordability of health insurance for employees and their families. The affordability test is used to calculate if a household is eligible for premium assistance through...
1095 & 3895 Health Insurance Tax Forms

1095 & 3895 Health Insurance Tax Forms

by Barbara Kempen | Apr 6, 2022 | Affordable Health Insurance, Tax Credits, Tax Penalty

As many Americans are still preparing their taxes before the April 18th deadline, please make sure that you have your 1095 (federal) & 3895 (state) tax forms and provide them to your tax preparer as they are required to complete your taxes. In California, there is...
Funding your HSA

Funding your HSA

by Barbara Kempen | Apr 4, 2022 | HSA

Did you know you can still fund your 2021 health savings account until Tax Day on April 15th, 2022? A health savings account or HSA is a tax-advantaged bank account that is basically a medical IRA. You can invest your funds into stocks, bonds, and other investments...
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  • Covered California 2026 Benefit Structure: What You Need to Know
  • Covered California 2026 Rates Announced- What Enrollees Must Know Now
  • CMS Final Rule: Big ACA Changes Ahead for 2026 Coverage
  • 2026 HSA Contribution Limits Explained: Significant changes with the introduction of the “Big Beautiful Bill”
  • The Real Value of Dental Insurance: Protecting Your Smile and Your Wallet
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