by Barbara Kempen | May 15, 2026 | Affordable Health Insurance, Blue Shield of CA, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Medicare, Medicare Supplement, Medigap, Preventative Care, Retirement
The answer isn’t just “inflation.” A major shift in how healthcare is delivered is quietly driving up your Medigap bill — and most people don’t see it coming. average 10%- Part B premium increase for 2026 73% Rise in outpatient spending...
by Barbara Kempen | Feb 20, 2026 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Member Benefits, Preventative Care
As we move further into 2026, one of the most valuable benefits included in your health insurance plan is also one of the most overlooked: preventive care. Scheduling a covered wellness visit with your in-network physician may require planning ahead. Many medical...
by Barbara Kempen | Mar 12, 2024 | Affordable Health Insurance, Long-term Care, Long-Term Care Insurance Brentwood, Preventative Care, Santa Monica Life Insurance
Although the American population is aging rapidly, Long-Term Care (LTC) insurance is held by only about 1 in 30 Americans and approximately 7% of adults over the age of 50. Studies show that someone turning 65 today has almost a 70% chance of needing some type of...
by Barbara Kempen | Oct 31, 2023 | Affordable Health Insurance, Blue Shield of CA, Covered California, Dental Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Member Benefits, Open Enrollment, Prescription Drugs, Preventative Care, Retirement, Santa Monica Life Insurance
The Annual Open Enrollment Period (AEP), which runs between 🗓️October 15 and December 7, 2023, for renewals in 2024, is in full swing. CMS requires all agents to record any phone calls. Therefore, after you fill out the required Scope of Appointment (SOA), please...
by Barbara Kempen | Aug 7, 2023 | Affordable Health Insurance, Blue Shield of CA, Covered California, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Member Benefits, Preventative Care, Santa Monica Life Insurance, Special Enrollment Period
In 2024 Covered California offers Californians whose incomes are no more than 250% of the federal poverty level to be eligible for three silver plans that will require no deductible. These are household earnings of at least $33,975 for an individual and $69,375 for...
by Barbara Kempen | Mar 16, 2023 | Affordable Health Insurance, Benefits Administration, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Life Insurance Santa Monica, Long-term Care, Long-Term Care Insurance Brentwood, Preventative Care, Tax Credits
Despite the fact that the American population is aging rapidly, only about 1 in 30 Americans and about 7% of adults over the age of 50 are carrying Long-Term Care insurance. Studies show that someone turning 65 today has almost a 70% chance of needing some type of...
