2025 Health Insurance in California: Key Changes, Rates, and Enrollment Periods

Navigating Your Health Insurance Options for 2025 As we approach the last quarter of 2024, we’re excited to help our clients secure the best health insurance options for the coming year. Covered California’s Renewal Season kicks off on October 1st, and...

Covered California Announces 2025 Health Plans and Rates: What You Need to Know

What You Need to Know Covered California has released its preliminary health plan rates for 2025, revealing an average rate increase of 7.9%. Despite various challenges such as higher health care usage, increased pharmacy costs, rising care expenses, and labor...

Don’t Forget to Update Your Health Insurance Now, 2024 Graduates

Cheers to all the new graduates of 2024! Celebrating the Class of 2024! This year’s graduates have faced many challenges, from dealing with the COVID-19 pandemic to navigating various protests. Despite these difficulties, they have shown incredible resilience...

Navigating Uncertainty: Blue Shield vs. Providence Negotiation Standoff

In the ever-evolving healthcare landscape, negotiations between insurance carriers and healthcare systems are critical for ensuring patients have access to the care they need and premiums they can afford. However, recent events have highlighted the challenges and...

Federal Poverty Level (FPL) for 2024

The Federal Poverty Level ( FPL) is a benchmark to assess individuals’ and families’ income levels relative to the federal poverty threshold. In California, health insurance premiums frequently adapt positively based on income in relation to the FPL....