by Barbara Kempen | Nov 29, 2024 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Medicare, Retirement
The Income-Related Monthly Adjustment Amount (IRMAA) is an additional charge that some Medicare beneficiaries must pay on top of their standard Part B and Part D premiums. This surcharge is based on your Modified Adjusted Gross Income (MAGI) from two years prior. For...
by Barbara Kempen | Jul 27, 2024 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Medicare, Retirement
Impact of the Inflation Reduction Act In preparation for the Medicare Season for 2025, licensed agents like myself begin preparations for the Medicare 2025 season. The upcoming season will see significant changes, especially for Medicare Part D (Prescription Plans)...
by Barbara Kempen | Oct 31, 2023 | Affordable Health Insurance, Blue Shield of CA, Covered California, Dental Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Member Benefits, Open Enrollment, Prescription Drugs, Preventative Care, Retirement, Santa Monica Life Insurance
The Annual Open Enrollment Period (AEP), which runs between 🗓️October 15 and December 7, 2023, for renewals in 2024, is in full swing. CMS requires all agents to record any phone calls. Therefore, after you fill out the required Scope of Appointment (SOA), please...
by Barbara Kempen | May 12, 2022 | CalSavers, Retirement
Starting in June, any California employer with 5 or more W-2 employees will be required to offer a qualified retirement plan to their employees. California introduced its own affordable retirement plan called CalSavers last year which is a Roth Individual Retirement...
by Barbara Kempen | Jun 12, 2019 | Affordable Health Insurance, Retirement
With a 50% likelihood of a 65-year-old reaching the age of 93, many of us can expect to live nearly a third of our lives in retirement. Having a long and fruitful life can be an adventure full of new experiences and life lessons. One major lesson is to make sure your...