United Health Care discontinues to offer Individiual Health Insurance in California

by | Jul 8, 2013 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica

United Health Care, one of the leading health insurance provider in the country, just announced to leave the Individual Health Insurance market in California. This  move follows Aetna’s  recent announcement  to stop selling individual policies and discontinue...

Obama asked for Latinos and Young people to enroll in the state exchange of California

by | Jun 14, 2013 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica

Last week President Barack Obama  encouraged the uninsured Californians or those paying high prices for health insurance to sign up for coverage in the California State Exchange Covered California, beginning October 1st. Obama used this trip to California to highlight...

Health Insurance Carrier are announcing their yearly Medical Loss Ratio Reports in California

by | Jun 8, 2013 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica

The Affordable Care Act (health care reform law) requires health plans to meet a minimum medical loss ratio (MLR) , which varies according to market. Health insurance issuers must meet a minimum medical loss ratio of 85% in the fully insured large group market and 80%...

What are Navigators and will they replace health insurance agent in California?

by | Jun 7, 2013 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica

With the implementation of the state exchange there will be also so called “Navigators” trying to assist consumers to understand the new exchange. In contrast to a licensed insurance agent, who has passed exams and had a complete background check including...