Medical Malpractice Insurance Rates are on hold by Barbara Kempen | Feb 21, 2011 | Uncategorized Medical Malpractice Insurance rate are on hold, as insurance commissioner Jones requested a review of the new rates. In a statement published this week, Jones said, that “unlike health insurance where I do not have the authority to reject excessive rates, the Insurance Commissioner does have the authority to regulate the rates of medical malpractice insurance paid by doctors, surgeons, clinics and other health prociders. We have found that recent loss ratios – the percentage of premium dollar spends on claims- of many medical malpractice insurers are low. Low loss ratios are one indication that premiums may be too high.” This might be the one of the first step to control the sharp increase of health care. If insurance rates for malpractice are lower maybe than charges of doctors and hospitals rate do not have to increase as much as they have done in the past.