By now you should have received your 2019 health insurance card. So not only replace your new card in your wallet but also make a point to register online for the member portal to take full advantage of your health insurance. Once you have your subscriber ID or medical record number, you can register online to view your ID card, set up payments, view claims, find providers, use telemedicine services (doctors on call), and even find discounts for a variety of health & wellness products.
You can also download mobile apps from each carrier by going to your phone’s app store and searching for your insurer. Oscar tracks its members’ footsteps from the mobile app and will reward their members a $1 per day in Amazon gift cards for each day they reach a step goal. You can also view your ID card from the mobile app which can come in handy if you ever lose your physical ID card.
Each carrier offers their members additional benefits on top of their health insurance. For example, you may get free or low cost doctors on call. Blue Shield’s members are offered Teladoc telemedicine services at a $5 copay while Oscar and Kaiser have doctors on call for free. Oscar also assigns each of its members four care guides, one of which is a nurse, to guide their members to the right providers. Being able to speak with a doctor on call and get basic prescriptions for common illnesses can save you money by avoiding an office visit copay as well as transportation costs, plus you can do it from the comfort of your home when you are not feeling healthy enough to travel to a doctor’s office.
Blue Shield & Kaiser both offer their members discounts for participating providers in alternative medicine, gym memberships, FitBits, and other health and wellness services & products through the Choose Healthy program. You must register online directly to Choose Healthy to take advantage of the discounts. For massage therapy and chiropractor discounts, you must use a participating provider.
Please do not hesitate to contact us if you have any questions about how to register for your member portal or how to fully utilize your plan to get the most bang for your buck. At Solid Health Insurance Services, our mission is to find for you affordable health insurance, life insurance, long-term care insurance and travel insurance which fits your medical needs and budget for your individual, family and business needs. Please contact us at 310-909-6135 or at firstname.lastname@example.org.