Risk Insurance is a better name for Term Life insurance by Barbara Kempen | Feb 7, 2022 | Life Insurance Half of all Americans do not carry life insurance. Maybe the association with death and the overestimating of the cost of life insurance are keeping so many Americans away from considering buying life insurance. I prefer to call life insurance risk insurance, as you are transferring the risks associated with living expenses to a life insurance carrier. Life expenses to consider include student loans, getting married, buying a home, having children, having credit card debts, a mortgage, and other financial obligations. With life insurance in place, you are transferring the risk to the insurance carrier in case the unexpected happens. You should start with simple term life insurance. These are inexpensive life insurance policies that can protect your loved ones for up a term of up to 30 years. Here is a great tool for you to calculate the expenses of your daily lifestyle to access the tool click here. Many Americans are overestimating the cost of life insurance. For example, a 30-year-old female can get $1 million term life insurance for as low as $ 25 monthly. Would you not sleep better knowing your loved ones can continue living their lives with the same standard of living if you were no longer with them? You can use our quoting tool to easily run a comparison quote and apply in minutes with many insurance carriers. To access the quoting tool please click here. At Solid Health Insurance Services we help our clients to find affordable life and health insurance which fits their budget and family needs. Please contact us at firstname.lastname@example.org or call us at 310-909-6135 to help you with your life insurance needs.