Tip to find affordable health insurance with the state health insurance exchange in California by Barbara Kempen | Sep 10, 2013 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica Shop the insurance market – on and off the State Health Insurance Exchange, Covered California. With the introduction of the California State Health Insurance Exchange, Covered California, all policyholders in California should compare their current health insurance plan with the new qualified health plans. These health plans are guaranteed to provide essential levels of coverage and comply with consumer protections set forth in the Affordable Care Act (ACA). In 2014, all non-grandfathered individual health plans are based on the metal rating inside and outside the exchange. The new health insurance plans have a metal rating – Platinum, Gold, Silver or Bronze – based on actuarial value calculations. For example, Platinum Plans will provide for 90 percent of costs while policyholders pay 10 percent of medical costs; Silver Plans will offer 70 percent coverage while policyholders will pay 30 percent of medical costs. Only Silver Plans purchased inside the exchange Covered California will qualify for financial assistance. For more information contact Solid Health Insurance Services so that we can pick the plan which best fits your individual needs in Los Angeles and the rest of California .