Videos
Covered CA released preliminary 2020 Renewal Rates
On July 9th, 2019, Covered CA released its preliminary rates for the individual and family market with a weighted average premium increase of 0.8%, a major relief from the 8.4% weighted average premium increases Californians saw from 2015-2019. Furthermore, Covered CA...
California Introduces New Health Insurance Mandate
On June 27th, Governor Gavin Newsom signed his first state budget into law for 2020. With the new state budget, Senate Bill 78 was also signed into law which reintroduces the tax penalty for not having minimum essential health insurance beginning in 2020. California...
How cafeteria plans benefit both the employer and employees
If you have a business that offers your employees health, dental, vision or life insurance with employee contributions you should strongly consider implementing a Cafeteria plan. Don't let the name fool you, it has nothing to do with the consumption of any meals, it...
Planning for Retirement with an Increased Life Expectancy
With a 50% likelihood of a 65-year-old reaching the age of 93, many of us can expect to live nearly a third of our lives in retirement. Having a long and fruitful life can be an adventure full of new experiences and life lessons. One major lesson is to make sure your...
5 Reasons to buy Travel Insurance
During this time of year, many people are preparing their summer travel plans by booking flights & hotels, but many people are overlooking travel insurance. You may be asking: why do I need travel insurance if I have health insurance? Below are 5 reasons why you...
Is an IUL right for you?
Is an Indexed Universal Life (IUL) insurance policy right for you? IULs have exploded since the late 1990’s thanks to Transamerica which first started offering these products in 1997. Now, most major life insurance carriers offer IULs, Term and/or Whole Life...
Do you still need your 1095 form for 2019?
As Tax Day approaches on April 15th, the 1095 form should already be mailed out to you. Your 1095 form is a medical statement used to show the IRS that you were enrolled in a qualified health insurance plan throughout the calendar year. You should treat your 1095...
Anthem announces another 20%+ rate increase to grandfathered plans
Did you just receive a rate increase notice from Anthem of a steep 20%+ increase to your grandfathered health insurance plan? Are you tired of your annual rate increases? If so, your grandfathered plan rate increase is considered a qualifying life event, meaning you...
Happy Chinese Lunar New Year!
Gung hay fat choy! February 5th is the first day of the Chinese Lunar New Year. 2019 is the year of the Pig, a symbol of wealth in Chinese culture. This is a great time to take a moment to review the most important symbol of wealth, your health. Make sure to schedule...
How do you register your 2019 health insurance card in California
By now you should have received your 2019 health insurance card. So not only replace your new card in your wallet but also make a point to register online for the member portal to take full advantage of your health insurance. Once you have your subscriber ID or...