Videos
Are you taking advantage of your free preventative exam?
Although it might take some time to set up your free preventative exam with your in-network doctor, it is well worth taking advantage of this benefit. Any health insurance plan regulated by the Affordable Care Act offers 10 essential health benefits, including free...
Special Enrollment Period 2023
Starting February 1, 2023, the Annual Open Enrollment Period ends and the Special Enrollment Period begins. During the Special Enrollment Period from February 1st to November 1st, 2023, anyone seeking to enroll in or change their existing health insurance must have...
How to register your health insurance card online in 2023
By now, you should have received your new health insurance subscriber ID card for 2023. Be sure you register your insurance card online, which allows you to easily find doctors who are in your health plan’s network, review your benefits, view your claim history, and...
1095-tax forms are processed by End of January
The Irs Form 1095-A is an important federal tax document that serves as proof of Minimum Essential Coverage for health care and lists the amount which was paid to Covered California Qualified Health Plan carriers to help with a consumer's health insurance coverage....
How cafeteria plans benefit both the employer and employees
If you have a business that offers your employees health, dental, vision or life insurance with employee contributions you should strongly consider implementing a Cafeteria plan. Don't let the name fool you, it has nothing to do with the consumption of any meals, it...
Planning for Retirement with an Increased Life Expectancy
With a 50% likelihood of a 65-year-old reaching the age of 93, many of us can expect to live nearly a third of our lives in retirement. Having a long and fruitful life can be an adventure full of new experiences and life lessons. One major lesson is to make sure your...
5 Reasons to buy Travel Insurance
During this time of year, many people are preparing their summer travel plans by booking flights & hotels, but many people are overlooking travel insurance. You may be asking: why do I need travel insurance if I have health insurance? Below are 5 reasons why you...
Is an IUL right for you?
Is an Indexed Universal Life (IUL) insurance policy right for you? IULs have exploded since the late 1990’s thanks to Transamerica which first started offering these products in 1997. Now, most major life insurance carriers offer IULs, Term and/or Whole Life...
Do you still need your 1095 form for 2019?
As Tax Day approaches on April 15th, the 1095 form should already be mailed out to you. Your 1095 form is a medical statement used to show the IRS that you were enrolled in a qualified health insurance plan throughout the calendar year. You should treat your 1095...
TIPS FOR CALIFORNIANS ON HOW TO RENEW YOUR COVERED CALIFORNIA HEALTH CARE PLAN FOR 2015
From now on until December 15, 2014 health insurance enrollees of Covered California can change their health insurance plan and report changes such as a new address or a different income. To do this follow these steps: Contact your Health Insurance Agent who will...