Health Insurance Carrier are announcing their yearly Medical Loss Ratio Reports in California

by | Jun 8, 2013 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica

The Affordable Care Act (health care reform law) requires health plans to meet a minimum medical loss ratio (MLR) , which varies according to market. Health insurance issuers must meet a minimum medical loss ratio of 85% in the fully insured large group market and 80%...

What are Navigators and will they replace health insurance agent in California?

by | Jun 7, 2013 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica

With the implementation of the state exchange there will be also so called “Navigators” trying to assist consumers to understand the new exchange. In contrast to a licensed insurance agent, who has passed exams and had a complete background check including...

California Workers in High-Deductible Health Plans utilize less Preventive Health Care

by | Jun 5, 2013 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica

Accordingly to a study published this week in  Health Affairs Modern Physician U.S. workers made fewer visits to their physicians and pharmacies after their employers moved them into a high-deductible health plan with a health savings account. The findings indicate...

Covered California announces that Anthem, Blue Shield and Kaiser will participate in California in the State Exchang

by | May 23, 2013 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica

Covered California announced today the insurance carrier who will participate in California’s State Health Exchange.  Anthem Blue Cross, Blue Shield of California and Kaiser Permanente — which account for nearly 87% of the individual market in the state...

Covered California, California’s State Exchange will be also a voter hub registration place

by | May 21, 2013 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica

Millions of Californians who contact the state’s new health exchange, Covered California. to buy insurance will be given the opportunity to register to vote, too. Secretary of State Debra Bowen made California the first state to designate its health exchange as...

Covered California, the state’s health exchange gives out $ 37 million for consumer education

by | May 17, 2013 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Uncategorized

Covered California, the state’s health insurance exchange in California will spend $37 million in grants to begin the massive task of educating millions of Californians about the new healthcare law. Of the $37 million , $ 34 million are dedicated for the...

Confusing Penalties for companies over 50 employees, will frustrate business owner in Brentwood and the rest of California

by | May 17, 2013 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica

In 2014 the Obamacare will be in effect and many small business owner and midsize owner are very confused by all the different penalties by not offering health insurance to their employees in Brentwood and the rest of California. Small Companies are companies, which...

Will not my employer be required to provide health insurance with the Obamacare in Santa Monica ?

by | Apr 29, 2013 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica

Many Americans are under the believe that with introduction of the Obamacare in 2014 all employers have to to offer health insurance in Santa Monica and the rest of the country. This is not the case . The Obamacare  ( the Affordable Care Act ) requires only certain...

When can I buy health insurance through the State Health Insurance Exchange in California

by | Apr 23, 2013 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica

Many clients of mine asking me when can I buy health insurance through the California State Exchange and can my agent assist me to navigate through the system. The health insurance exchange , Covered California, will open October 1st, 2013 and continue enrollment...