Graduating from college is a significant milestone. We wanted to extend our warmest congratulations to the Class of 2023 on reaching this outstanding achievement! As you embark on the next chapter of their lives, with many aspirations for the future and new responsibilities, it is highly expected that you will overlook reviewing your health insurance. While many recent graduates are focused on starting the process of looking for jobs and internships or are still in celebration mode (on a planned vacation to unwind or partying), this one area will likely be ignored.
We want to remind you that your student health insurance plan might expire soon. Also, keep in mind that children covered by their parent’s insurance who turn 26 must purchase their own insurance or risk losing their coverage. We encourage you to explore your options and consider signing up for a new health insurance plan for your recently graduated family member as soon as possible.
If you are losing or about to lose your school’s health insurance, now is the time to speak with Us ; contact us at Solid Health Insurance Agency about your health insurance options. We as the most insurance agents do not charge fees for our services, and the rates are regulated by state and federal authorities, so there is no rate manipulation or upcharge when getting insurance through an agent.
If you have eventually landed a job and they do not provide health insurance, consider applying for Covered California’s health insurance premium assistance. We at Solid Health Insurance Services can navigate you through the application process. You may not be eligible for Covered California’s premium aid depending on your income, so you should instead apply for an off-exchange, which is direct with an insurance company, unsubsidized (no premium assistance) plan, We at Solid Health Insurance Services can give you an overview of all your options or click here for a free quote .
If you are younger than 26 years old, though, you might be able to continue using your parents’ health insurance. However, if you turn 26, as mandated in the Affordable Care Act, you are no longer permitted to remain on your parent’s health insurance. Your alternatives for dental and vision insurance should also be taken into account. Affordable vision and dental plans start at $6.50 per month and $10 per month, respectively.
You must first consider your budget and medical needs before selecting the your health insurance plan. Please list the hospitals and doctors you like. Every insurance company has a different network of providers; some plans might include your chosen doctors and hospital systems, while others might not. While other plans have no deductibles at all, some have large deductibles that must be met before paying medical and/or drug costs. The insurance industry uses a lot of vocabulary, including well-known terms like copays, deductibles, coinsurance, out-of-pocket maximums, etc., that can be challenging to comprehend. An insurance policy should be understood as a legal agreement between the insurer and the insured.
Although insurance can initially seem difficult, it is highly recommended that you work with a specialized insurance agent who can guide you through your options and help you select the best plan that satisfies both your medical needs and your budget. When it comes to finding the best health, dental, vision, life, and long-term care insurance for your specific needs, Solid Health Insurance Services is always delighted to assist. For better service, don’t hesitate to reach out to us at 310-909-6135 or at info@solidhealthinsurance.com.