The answer to this question is a resounding no. Reevaluate your health plan and your needs every year. Never stay with a plan just because it’s convenient! Always be looking into new plans, or changes that might be occurring with your current plan.
Networks,Co-payments, Co-insurance and deductibles are always changing, and, these days, those are where the real price differences are found.
Each enrollment period, look at the costs and benefits to figure out which plan is best for you. Oftentimes if personal changes occur in your life (such as marriage, children, or your doctor dropping your current plan) you might be looking at quite different rates for the following year. Keep track of things, and review every year.
Many Californians are overwhelmed by the task of figuring out the new affordable care acts and how to maximize the benefits for your family. As your agent, we can help. Email us at email@example.com or receive a free premium quote. We will make sure that we find you and your family an affordable health plan in California for 2016.