Shopping the health insurance marketplace is always a possibility, even if your employer is already offering healthcare. However, if you do end up choosing to leave your work-based plan for an individual insurance health plan via Covered CA or outside the exchange, the benefits you qualify for may change.

Before switching, know which your benefits  are of the individual insurance vs. with your employers insurance, and vice versa. If you do decide to switch to a n Individual healthplan, be sure to research whether or not your current health care providers are even covered under the plan.

Many Californians are overwhelmed by the task of figuring out the new affordable care acts and how to maximize the benefits for your family. As your agent, we can help. Email us at or receive a free premium quote. We will make sure that we find you and your family an affordable health plan in California for 2016.