Why should I have life insurance in Santa Monica? by Barbara Kempen | Sep 13, 2011 | Life Insurance, Life Insurance Brentwood, Life Insurance Santa Monica, Santa Monica Life Insurance Traditionally, the need for life insurance and financial security in Santa Monica has been triggered by major life events; when providing for your loved ones becomes more critical. Typical life events that increase the need for protection include: Marriage Birth of child Covering existing mortgage Income protection for spouse Purchase of a new home Planning for a child’s education Blended Families (Children and spouses from previous marriage) “Boomerang” Kids returning home Retirees and Pre-retirees Aging family members Depleted retirement savings and/or reduced assets When you buy life insurance, you want coverage that fits your needs and doesn’t cost too much. 1.) Decide how much you need- and for how long – and what you can afford to pay. 2.) Find out what kinds of policies are available to meet your needs and pick the one that best suits you. 3.) Then, find out what different companies charge for that kind of policy for the amount of insurance you want. You can find important cost differences between life insurance policies by using cost comparison indexes. 4.) Select a life insurance agent who can review your insurance needs and in giving you information about the kinds of policies that are available. We will explain the many different types of life insurance and determine your specific needs with our life insurance calculator and explain the process of filling out an application for life insurance. To find you affordable life insurance in Santa Monica, which will fit the needs of you and your family is out utmost desire.