Medicare Open Enrollment 2024: What You Need to Know

The Annual Open Enrollment Period (AEP), which runs between ?️October 15 and December 7, 2023, for renewals in 2024, is in full swing. CMS requires all agents to record any phone calls. Therefore, after you fill out the required Scope of Appointment (SOA), please...
Elevating California Health Care: New State-Enhanced Cost-sharing Reduction Program

Elevating California Health Care: New State-Enhanced Cost-sharing Reduction Program

In 2024 Covered California offers Californians whose incomes are no more than 250% of the federal poverty level to be eligible for three silver plans that will require no deductible. These are household earnings of at least $33,975 for an individual and $69,375 for...
New Home- A Qualifying Life Event

New Home- A Qualifying Life Event

☀️Summer in California holds a special allure for those seeking a fresh start, offering an ideal backdrop for embarking on new adventures. As the school year wraps up, families eagerly embrace the chance to relocate, infusing their lives with fresh energy and new...
Congratulations on your wedding – update your health & life insurance

Congratulations on your wedding – update your health & life insurance

Getting married is a joyful and exciting experience, but it also comes with a lot of responsibilities. One of the most important things you need to consider is health insurance coverage for you and your spouse. It’s important to prioritize your family’s...
Is an IUL right for you?

Is an IUL right for you?

Is an Indexed Universal Life (IUL) insurance policy right for you? IULs have exploded since the late 1990’s thanks to Transamerica which first started offering these products in 1997. Now, most major life insurance carriers offer IULs, Term and/or Whole Life...