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Many Californians are confused if they qualify for a financial subsidy in the California health exchange, Covered California.

Starting in 2014, cost-sharing subsidies and tax credits will lower the cost of health insurance premiums and out-of-pocket expenses for health coverage.

Many Americans will qualify for a federal subsidy to pay for their health insurance premiums, which depends on their modified annual gross income. Individuals and families earning up to 400 percent of the Federal Poverty Level will be eligible to qualify for a federal subsidy. The federal subsidy depends on your family size and modified annual gross income. To calculate, please use the federal subsidy calculator.

 To evaluate if it makes sense for your family to choose plans inside the health exchange, Covered California, contact Solid Health Insurance Services in Los Angeles.