by Barbara Kempen | Sep 21, 2025 | Affordable Health Insurance, Benefits Administration, Blue Shield of CA, Covered California, Federal Poverty Level, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, HSA, Uncategorized
As we move closer to 2026, Covered California has released its updated standard benefit designs for all health plan tiers. These designs outline the core structure of every plan offered through the marketplace, including deductibles, copays, coinsurance, and...
by Barbara Kempen | Aug 15, 2025 | Affordable Health Insurance, Blue Shield of CA, Covered California, Federal Poverty Level, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Tax Credits, Tax Penalty
Covered California has released its 2026 rates, and for Los Angeles County – Southwest (Region 16), the average increase will be 10.0%. That’s close to the statewide average of 10.3%, but the real concern isn’t just the rate change—it’s what could happen if Congress...
by Barbara Kempen | Jul 28, 2025 | Uncategorized
In July 2025, the Centers for Medicare & Medicaid Services (CMS) finalized new rules for the Affordable Care Act (ACA) Marketplaces. These changes aim to improve the program’s integrity, reduce fraud, and ensure that only those who truly qualify receive subsidies....
by Barbara Kempen | Jul 11, 2025 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, HSA
Health savings accounts (HSAs) offer incredible tax benefits for individuals enrolled in high-deductible health plans (HDHPs). Given the recent announcement of the 2026 HSA contribution limits and changes with the introduction of the “Big Beautiful Bill ”...
by Barbara Kempen | Jun 20, 2025 | Benefits Administration, Dental Insurance
Why is Dental Insurance Important?Did you know that people without dental insurance are more likely to experience serious health issues like heart disease and diabetes? Dental-related problems account for over 2 million emergency room visits annually, underscoring the...
