Federal Poverty Level (FPL) for 2024

The Federal Poverty Level ( FPL) is a benchmark to assess individuals’ and families’ income levels relative to the federal poverty threshold. In California, health insurance premiums frequently adapt positively based on income in relation to the FPL....
Special Enrollment Period 2024

Special Enrollment Period 2024

Starting February 1, 2024, the Annual Open Enrollment Period ends and the Special Enrollment Period begins. During the Special Enrollment Period from February 1st to October 31st, 2024, anyone seeking to enroll in or change their existing health insurance must have...

Optum and Providence bid farewell to Anthem’s Individual Health Insurance

Optum and St. Joseph Providence Health will terminate their health maintenance organization (HMO) agreements with Anthem Blue Cross effective January 1, 2024. As a result, Optum and Providence Health will no longer be part of the Anthem Blue Cross Commercial Pathway...

Small Businesses: Get Ahead with the 2024 Special Enrollment Period

Every year, small businesses have a special window to start a small group health insurance policy with small group health insurance carriers with relaxed underwriting. This period is known as a Special Enrollment Period and starts on November 15th through December...
Blue Shield 15 percent premium increase for 2024 in California—what to do now!

Blue Shield 15 percent premium increase for 2024 in California—what to do now!

The 15 percent increase in the individual health insurance premium by Blue Shield causes many Californian families to worry about how they can find affordable health insurance in 2024 for their families. The healthcare landscape in the United States is complex, with...
Elevating California Health Care: New State-Enhanced Cost-sharing Reduction Program

Elevating California Health Care: New State-Enhanced Cost-sharing Reduction Program

In 2024 Covered California offers Californians whose incomes are no more than 250% of the federal poverty level to be eligible for three silver plans that will require no deductible. These are household earnings of at least $33,975 for an individual and $69,375 for...