by Barbara Kempen | May 15, 2026 | Affordable Health Insurance, Blue Shield of CA, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Medicare, Medicare Supplement, Medigap, Preventative Care, Retirement
The answer isn’t just “inflation.” A major shift in how healthcare is delivered is quietly driving up your Medigap bill — and most people don’t see it coming. average 10%- Part B premium increase for 2026 73% Rise in outpatient spending...
by Barbara Kempen | Apr 22, 2026 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Travel Insurance
As summer approaches, many of us are booking flights, reserving hotels, and planning long-awaited trips abroad. Many travelers overlook one important thing: travel medical insurance. You might be wondering:“If I already have health insurance, do I really need it?” The...
by Barbara Kempen | Mar 25, 2026 | Affordable Health Insurance, Covered California, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Indemnity Plans, Medicare
If you live in Santa Monica, Pacific Palisades, Malibu, or Brentwood and are over 55, you may have noticed a growing trend: even financially stable individuals are increasingly choosing Bronze health plans to keep monthly premiums manageable. At first glance,...
by Barbara Kempen | Mar 25, 2026 | Affordable Health Insurance, Covered California, Federal Poverty Level, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, HSA, Special Enrollment Period
Each year, the federal government updates the Federal Poverty Level (FPL). These guidelines help determine eligibility for many public assistance programs. In California, the FPL plays an important role in health coverage eligibility. It helps determine whether...
by Barbara Kempen | Mar 25, 2026 | Affordable Health Insurance, Celebrating Women, Life Insurance, Life Insurance Brentwood, Life Insurance for Single Moms, Life Insurance Pacific Palisades, Life Insurance Santa Monica
Across Los Angeles—especially on the Westside in Santa Monica, Brentwood, Malibu, and Pacific Palisades—families are changing. Today, about 1 in 3 households with children rely on a woman as the primary income earner, and nearly 45% of those households are led by...
