by Barbara Kempen | Jul 10, 2019 | Affordable Health Insurance, Group Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica
On July 9th, 2019, Covered CA released its preliminary rates for the individual and family market with a weighted average premium increase of 0.8%, a major relief from the 8.4% weighted average premium increases Californians saw from 2015-2019. Furthermore, Covered CA...
by Barbara Kempen | Jul 2, 2019 | Affordable Health Insurance, Health Insurance Pacific Palisades, Health Insurance Santa Monica
On June 27th, Governor Gavin Newsom signed his first state budget into law for 2020. With the new state budget, Senate Bill 78 was also signed into law which reintroduces the tax penalty for not having minimum essential health insurance beginning in 2020. California...
by Barbara Kempen | Jun 13, 2019 | Affordable Health Insurance, Group Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Uncategorized
If you have a business that offers your employees health, dental, vision or life insurance with employee contributions you should strongly consider implementing a Cafeteria plan. Don’t let the name fool you, it has nothing to do with the consumption of any...
by Barbara Kempen | Jun 12, 2019 | Affordable Health Insurance, Retirement
With a 50% likelihood of a 65-year-old reaching the age of 93, many of us can expect to live nearly a third of our lives in retirement. Having a long and fruitful life can be an adventure full of new experiences and life lessons. One major lesson is to make sure your...
by Barbara Kempen | Apr 25, 2019 | Travel Insurance
During this time of year, many people are preparing their summer travel plans by booking flights & hotels, but many people are overlooking travel insurance. You may be asking: why do I need travel insurance if I have health insurance? Below are 5 reasons why you...
by Barbara Kempen | Apr 9, 2019 | Life Insurance, Life Insurance Brentwood, Life Insurance for Single Moms, Life Insurance Pacific Palisades, Life Insurance Santa Monica, Santa Monica Life Insurance, Uncategorized
Is an Indexed Universal Life (IUL) insurance policy right for you? IULs have exploded since the late 1990’s thanks to Transamerica which first started offering these products in 1997. Now, most major life insurance carriers offer IULs, Term and/or Whole Life...
by Barbara Kempen | Feb 12, 2019 | Uncategorized
As Tax Day approaches on April 15th, the 1095 form should already be mailed out to you. Your 1095 form is a medical statement used to show the IRS that you were enrolled in a qualified health insurance plan throughout the calendar year. You should treat your 1095...
by Barbara Kempen | Feb 6, 2019 | Affordable Health Insurance, Group Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica
Did you just receive a rate increase notice from Anthem of a steep 20%+ increase to your grandfathered health insurance plan? Are you tired of your annual rate increases? If so, your grandfathered plan rate increase is considered a qualifying life event, meaning you...
by Barbara Kempen | Feb 5, 2019 | Affordable Health Insurance, Group Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades
Gung hay fat choy! February 5th is the first day of the Chinese Lunar New Year. 2019 is the year of the Pig, a symbol of wealth in Chinese culture. This is a great time to take a moment to review the most important symbol of wealth, your health. Make sure to schedule...
by Barbara Kempen | Jan 11, 2019 | Uncategorized
By now you should have received your 2019 health insurance card. So not only replace your new card in your wallet but also make a point to register online for the member portal to take full advantage of your health insurance. Once you have your subscriber ID or...
