Health Insurance Carrier are announcing their yearly Medical Loss Ratio Reports in California

The Affordable Care Act (health care reform law) requires health plans to meet a minimum medical loss ratio (MLR) , which varies according to market. Health insurance issuers must meet a minimum medical loss ratio of 85% in the fully insured large group market and 80%...

What are Navigators and will they replace health insurance agent in California?

With the implementation of the state exchange there will be also so called “Navigators” trying to assist consumers to understand the new exchange. In contrast to a licensed insurance agent, who has passed exams and had a complete background check including...

California Workers in High-Deductible Health Plans utilize less Preventive Health Care

Accordingly to a study published this week in  Health Affairs Modern Physician U.S. workers made fewer visits to their physicians and pharmacies after their employers moved them into a high-deductible health plan with a health savings account. The findings indicate...

Covered California announces that Anthem, Blue Shield and Kaiser will participate in California in the State Exchang

Covered California announced today the insurance carrier who will participate in California’s State Health Exchange.  Anthem Blue Cross, Blue Shield of California and Kaiser Permanente — which account for nearly 87% of the individual market in the state...

Covered California, California’s State Exchange will be also a voter hub registration place

Millions of Californians who contact the state’s new health exchange, Covered California. to buy insurance will be given the opportunity to register to vote, too. Secretary of State Debra Bowen made California the first state to designate its health exchange as...

Covered California, the state’s health exchange gives out $ 37 million for consumer education

Covered California, the state’s health insurance exchange in California will spend $37 million in grants to begin the massive task of educating millions of Californians about the new healthcare law. Of the $37 million , $ 34 million are dedicated for the...