by Barbara Kempen | Jun 12, 2026 | Affordable Health Insurance, Federal Poverty Level, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, HSA, Indemnity Plans
Health insurance premiums continue to rise, and many Californians are looking for ways to lower their monthly costs while still protecting themselves from unexpected medical bills. One option worth considering is a Health Savings Account (HSA)-compatible health plan....
by Barbara Kempen | Jun 12, 2026 | Affordable Health Insurance, Covered California, Federal Poverty Level, getting married, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Indemnity Plans, Life Insurance, Life Insurance Brentwood, Life Insurance for Single Moms, Life Insurance for unemployed, Life Insurance Pacific Palisades, Life Insurance Santa Monica, Santa Monica Life Insurance, Special Enrollment Period
June has long been known as wedding season. Across Los Angeles, from beach ceremonies in Santa Monica and Malibu to elegant celebrations in Brentwood and Pacific Palisades, thousands of couples are beginning a new chapter together. Between planning the wedding, taking...
by Barbara Kempen | Mar 25, 2026 | Affordable Health Insurance, Covered California, Federal Poverty Level, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, HSA, Special Enrollment Period
Each year, the federal government updates the Federal Poverty Level (FPL). These guidelines help determine eligibility for many public assistance programs. In California, the FPL plays an important role in health coverage eligibility. It helps determine whether...
by Barbara Kempen | Sep 21, 2025 | Affordable Health Insurance, Benefits Administration, Blue Shield of CA, Covered California, Federal Poverty Level, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, HSA, Uncategorized
As we move closer to 2026, Covered California has released its updated standard benefit designs for all health plan tiers. These designs outline the core structure of every plan offered through the marketplace, including deductibles, copays, coinsurance, and...
by Barbara Kempen | Aug 15, 2025 | Affordable Health Insurance, Blue Shield of CA, Covered California, Federal Poverty Level, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Tax Credits, Tax Penalty
Covered California has released its 2026 rates, and for Los Angeles County – Southwest (Region 16), the average increase will be 10.0%. That’s close to the statewide average of 10.3%, but the real concern isn’t just the rate change—it’s what could happen if Congress...
by Barbara Kempen | Mar 20, 2025 | Affordable Health Insurance, Covered California, Federal Poverty Level, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, LA Tragedy
Understanding the Federal Poverty Level (FPL) and Its Impact on Health Insurance in California The Federal Poverty Level (FPL) is a benchmark for assessing individuals’ and families’ income levels relative to the federal poverty threshold. In California, health...
