LA Fires : Picking Up the Pieces and How to Rebuild Your Life

Tragedy often strikes when you least expect it. Many of my clients, as well as myself, have faced the devastating loss of all our possessions in the LA fires. Homes, cars, everything we owned—gone in an instant. However, we are grateful to be safe, surrounded by...

Covered California Announces 2025 Health Plans and Rates: What You Need to Know

What You Need to Know Covered California has released its preliminary health plan rates for 2025, revealing an average rate increase of 7.9%. Despite various challenges such as higher health care usage, increased pharmacy costs, rising care expenses, and labor...

How to be Critical Illness Prepared: Prioritizing Your Team’s Well-Being

Have you considered the importance of prioritizing your team’s well-being by proactively addressing critical illnesses within your workplace? Imagine your team as a crew sailing toward shared goals. But what if a storm—a critical illness—threatens their journey?...

Navigating Uncertainty: Blue Shield vs. Providence Negotiation Standoff

In the ever-evolving healthcare landscape, negotiations between insurance carriers and healthcare systems are critical for ensuring patients have access to the care they need and premiums they can afford. However, recent events have highlighted the challenges and...
Special Enrollment Period 2024

Special Enrollment Period 2024

Starting February 1, 2024, the Annual Open Enrollment Period ends and the Special Enrollment Period begins. During the Special Enrollment Period from February 1st to October 31st, 2024, anyone seeking to enroll in or change their existing health insurance must have...

Optum and Providence bid farewell to Anthem’s Individual Health Insurance

Optum and St. Joseph Providence Health will terminate their health maintenance organization (HMO) agreements with Anthem Blue Cross effective January 1, 2024. As a result, Optum and Providence Health will no longer be part of the Anthem Blue Cross Commercial Pathway...