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How the Inflation Reduction Act helps Medicare Policyholders

How the Inflation Reduction Act helps Medicare Policyholders

by Barbara Kempen | Sep 27, 2022 | Uncategorized

One of the key provisions of the Inflation Rescue Act which was implemented last month will help Medicare policyholders to lower drug costs. Medicare will have the right to negotiate prices for prescription drugs for the first time since Congress enacted a...

How will the Inflation Reduction Act affect your health insurance

by Barbara Kempen | Aug 24, 2022 | Uncategorized

The Inflation Reduction Act was Signed into Law! Recently, President Biden marked the Inflation Reduction Act (IRA) into regulation. The IRA is noteworthy health care, tax, and climate change policy provision that incorporates arrangements to broaden the expanded and...
Covered California announces its  2023 rate increase

Covered California announces its 2023 rate increase

by Barbara Kempen | Jul 22, 2022 | Uncategorized

Although this is higher than last year’s 1.8% increase, it is lower than the national average rate increase of 10% (based on 13 states that have so far filed their rates). There is some good news such as the entrance of Aetna into El Dorado, Fresno, Kings,...
Employers are Rethinking Their Employee Benefits

Employers are Rethinking Their Employee Benefits

by Barbara Kempen | Jul 8, 2022 | Uncategorized

The COVID-19 pandemic has dramatically changed the employer-employee relationship after the effects of the pandemic on everyone’s physical, mental, social, and financial lives. With employers having more consideration for the health of their employees, many...
Can I offer my employees a health insurance stipend?

Can I offer my employees a health insurance stipend?

by Barbara Kempen | Apr 25, 2022 | Uncategorized

For many small businesses, setting up employee health insurance and other plans may seem too complicated. Many small businesses share a common question, “Can I offer my employees a stipend in lieu of a health insurance plan?” Employers certainly can offer...
Does It Make Sense To Switch Your Grandfathered Health Insurance Plan?

Does It Make Sense To Switch Your Grandfathered Health Insurance Plan?

by Barbara Kempen | Mar 4, 2022 | Uncategorized

First of all, you might ask what is Grandfathered Health Insurance Plan? Health insurance plans sold on or before the introduction of the Affordable Care Act (ACA) on March 23rd, 2010, are considered grandfathered plans. These plans still exist today for both...
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  • Covered California 2026 Benefit Structure: What You Need to Know
  • Covered California 2026 Rates Announced- What Enrollees Must Know Now
  • CMS Final Rule: Big ACA Changes Ahead for 2026 Coverage
  • 2026 HSA Contribution Limits Explained: Significant changes with the introduction of the “Big Beautiful Bill”
  • The Real Value of Dental Insurance: Protecting Your Smile and Your Wallet
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